Most reforms that would guard against macroeconomic risk would also limit the ability of finance to persuade people to commit to long-term risky investments, and hence further lower the supply of finance willing to assume such undertakings.
A maioria das reformas que protege contra o risco macroeconómico também limitaria a capacidade de financiamento de modo a persuadir as pessoas a comprometerem-se com investimentos de risco a longo prazo e, portanto, reduzindo assim ainda mais a oferta de financiamento, estando dispostas a assumirem tais compromissos.