<s>[INST] The next text is a question of a member of the European parliament:"The city of Vienna is the owner of some 220000 homes. For decades these have been insured by the same insurance company, even though there has never been any call for tenders.  1.Should there be an invitation to tender, in accordance with relevant EU directives, for individual service and building contracts above the threshold value for homes owned directly or indirectly by the city of Vienna? If not, why not?  2.If so, what action will the Commission take to put an end to this state of affairs which is in violation of the Treaties?"
Analyze carefully the text and assign it to the most relevant policy area among those listed below. Do not explain your answer and return only a number.
Policy area numbers: 1 = Macroeconomics
2 = Civil Rights, Minority Issues and Civil Liberties
3 = Health
4 = Agriculture and Fisheries
5 = Labour, employment and pensions
6 = Education
7 = Environment
8 = Energy
9 = Immigration
10 = Transportation
12 = Law and Crime
13 = Social welfare
14 = Regional and Urban issues and Planning
15 = Banking, finance and domestic commerce issues
16 = Defence
17 = Space, science, technology, and communications issues
18 = Foreign trade
19 = International affairs and foreign aid
20 = Governance and government
21 = Public Lands, Water Management and Territorial Issues
23 = Culture and media
[/INST]. Answer = [15]. </s>
The city of Vienna is the owner of some 220000 homes. For decades these have been insured by the same insurance company, even though there has never been any call for tenders.  1.Should there be an invitation to tender, in accordance with relevant EU directives, for individual service and building contracts above the threshold value for homes owned directly or indirectly by the city of Vienna? If not, why not?  2.If so, what action will the Commission take to put an end to this state of affairs which is in violation of the Treaties?