<s>[INST] The next text is a question of a member of the European parliament:"The British parent company, the Thomas Cook Group, announced its compulsory liquidation during the night of 22-23 September. The subsidiaries are now filing for bankruptcy, and are being bought up by competitors or being financed by government measures.  Pursuant to Directive (EU) 2015/2302, certain customers have the right to compensation. However, this does not cover customers who have booked individual services such as flights or hotel rooms. Here the risk is borne solely by the customer.     1            Are the Thomas Cook Group and its subsidiaries adequately insured to compensate all customers to the full extent?               2            Is the European Union planning to financially support the Thomas Cook Group or one of its subsidiaries?               3            Are there any plans by the Commission to ensure better protection in future for consumers who book individual services when companies go bankrupt?"
Analyze carefully the text and assign it to the most relevant policy area among those listed below. Do not explain your answer and return only a number.
Policy area numbers: 1 = Macroeconomics
2 = Civil Rights, Minority Issues and Civil Liberties
3 = Health
4 = Agriculture and Fisheries
5 = Labour, employment and pensions
6 = Education
7 = Environment
8 = Energy
9 = Immigration
10 = Transportation
12 = Law and Crime
13 = Social welfare
14 = Regional and Urban issues and Planning
15 = Banking, finance and domestic commerce issues
16 = Defence
17 = Space, science, technology, and communications issues
18 = Foreign trade
19 = International affairs and foreign aid
20 = Governance and government
21 = Public Lands, Water Management and Territorial Issues
23 = Culture and media
[/INST]. Answer = [15]. </s>
The British parent company, the Thomas Cook Group, announced its compulsory liquidation during the night of 22-23 September. The subsidiaries are now filing for bankruptcy, and are being bought up by competitors or being financed by government measures.  Pursuant to Directive (EU) 2015/2302, certain customers have the right to compensation. However, this does not cover customers who have booked individual services such as flights or hotel rooms. Here the risk is borne solely by the customer.     1            Are the Thomas Cook Group and its subsidiaries adequately insured to compensate all customers to the full extent?               2            Is the European Union planning to financially support the Thomas Cook Group or one of its subsidiaries?               3            Are there any plans by the Commission to ensure better protection in future for consumers who book individual services when companies go bankrupt?