<s>[INST] The next text is a question of a member of the European parliament:"Directive2005/14/EC of the European Parliament and of the Council, as amended by Directive2009/103/EC, introduced minimum amounts of cover in contracts for insurance against civil liability in respect of the use of motor vehicles of EUR1million in the case of damage to property and an equivalent of EUR5million in the case of personal injury for all victims of the event.   In accordance with Article9(2) of the aforementioned Directive, in 2015 the Commission reviewed the minimum amounts of cover (Commission Communication 2016/C210/1) in line with changes in the European Index of Consumer Prices covering all Member States, resulting in an increase in the minimum amounts of cover. That Communication did not include countries which had adopted a transitional period for the introduction of the directive, including Poland, which brought in the increase on 11June2012.  1.When will the Commission issue a communication adjusting in line with inflation the minimum amounts laid down in Directive2009/103/EC of the European Parliament and of the Council relating to insurance against civil liability in respect of the use of motor vehicles in order to enforce the obligation to insure against such liability for countries which introduced a transitional period?2.Can the amount of cover calculated for countries with a transitional period be lower than that laid down in Communication 2016/C210/01?3.Is it appropriate to set the amount of cover at a level below that set for countries which adopted the directive without a transitional period?"
Analyze carefully the text and assign it to the most relevant policy area among those listed below. Do not explain your answer and return only a number.
Policy area numbers: 1 = Macroeconomics
2 = Civil Rights, Minority Issues and Civil Liberties
3 = Health
4 = Agriculture and Fisheries
5 = Labour, employment and pensions
6 = Education
7 = Environment
8 = Energy
9 = Immigration
10 = Transportation
12 = Law and Crime
13 = Social welfare
14 = Regional and Urban issues and Planning
15 = Banking, finance and domestic commerce issues
16 = Defence
17 = Space, science, technology, and communications issues
18 = Foreign trade
19 = International affairs and foreign aid
20 = Governance and government
21 = Public Lands, Water Management and Territorial Issues
23 = Culture and media
[/INST]. Answer = [3]. </s>
Directive2005/14/EC of the European Parliament and of the Council, as amended by Directive2009/103/EC, introduced minimum amounts of cover in contracts for insurance against civil liability in respect of the use of motor vehicles of EUR1million in the case of damage to property and an equivalent of EUR5million in the case of personal injury for all victims of the event.   In accordance with Article9(2) of the aforementioned Directive, in 2015 the Commission reviewed the minimum amounts of cover (Commission Communication 2016/C210/1) in line with changes in the European Index of Consumer Prices covering all Member States, resulting in an increase in the minimum amounts of cover. That Communication did not include countries which had adopted a transitional period for the introduction of the directive, including Poland, which brought in the increase on 11June2012.  1.When will the Commission issue a communication adjusting in line with inflation the minimum amounts laid down in Directive2009/103/EC of the European Parliament and of the Council relating to insurance against civil liability in respect of the use of motor vehicles in order to enforce the obligation to insure against such liability for countries which introduced a transitional period?2.Can the amount of cover calculated for countries with a transitional period be lower than that laid down in Communication 2016/C210/01?3.Is it appropriate to set the amount of cover at a level below that set for countries which adopted the directive without a transitional period?