<s>[INST] The next text is a question of a member of the European parliament:"The Commission’s draft proposal on cryptocurrency must establish a new college of supervisors to monitor a number of ‘significant’ digital currencies, such as Facebook’s Libra.The legislation should address the extreme volatility of digital currencies, including Bitcoin, and the risks posed by systemic currencies such as Libra.The European executive should present its draft proposal in the coming weeks.These new currencies are primary targets for speculators and money launderers, which is why the authorities are raising particular concerns about digital currencies supported by sovereign currencies, also known as ‘stablecoins’, such as Libra.1.Are there safeguards in these new rules to protect consumers and investors and to ensure financial stability and market integrity?2.A number of Member States, including Germany, France and Malta, have started to draft their own legislation. When does the Commission intend to introduce its legislation?3.Why does the Commission’s proposal not cover digital currencies that are currently being developed by central banks?"
Analyze carefully the text and assign it to the most relevant policy area among those listed below. Do not explain your answer and return only a number.
Policy area numbers: 1 = Macroeconomics
2 = Civil Rights, Minority Issues and Civil Liberties
3 = Health
4 = Agriculture and Fisheries
5 = Labour, employment and pensions
6 = Education
7 = Environment
8 = Energy
9 = Immigration
10 = Transportation
12 = Law and Crime
13 = Social welfare
14 = Regional and Urban issues and Planning
15 = Banking, finance and domestic commerce issues
16 = Defence
17 = Space, science, technology, and communications issues
18 = Foreign trade
19 = International affairs and foreign aid
20 = Governance and government
21 = Public Lands, Water Management and Territorial Issues
23 = Culture and media
[/INST]. Answer = [15]. </s>
The Commission’s draft proposal on cryptocurrency must establish a new college of supervisors to monitor a number of ‘significant’ digital currencies, such as Facebook’s Libra.The legislation should address the extreme volatility of digital currencies, including Bitcoin, and the risks posed by systemic currencies such as Libra.The European executive should present its draft proposal in the coming weeks.These new currencies are primary targets for speculators and money launderers, which is why the authorities are raising particular concerns about digital currencies supported by sovereign currencies, also known as ‘stablecoins’, such as Libra.1.Are there safeguards in these new rules to protect consumers and investors and to ensure financial stability and market integrity?2.A number of Member States, including Germany, France and Malta, have started to draft their own legislation. When does the Commission intend to introduce its legislation?3.Why does the Commission’s proposal not cover digital currencies that are currently being developed by central banks?