<s>[INST] The next text is a question of a member of the European parliament:"In December2011, the Commission presented an Action Plan to improve access to finance for SMEs. It sets out a strategy to make access to finance easier for small and medium-sized enterprises (SMEs), with an EU action plan that includes increased financial support from theEU budget and the European Investment Bank, as well as a regulatory proposal setting uniform rules for marketing venture capital funds.  The plan sets out a list of measures and proposals to increase SMEs’ growth and development.  However, the measures provided for in the plan do not seem to address the countries facing the greatest economic difficulties, such as Portugal.  Can the Commission state:      1.  How will Portuguese banks, which are still undergoing restructuring in order to meet the solvency ratio and deleveraging ratio requirements imposed on them, manage to respond to the plan’s measures?      2.  The plan mentions ‘State aid guidelines’. In Portugal’s difficult situation, and with the measures imposed by the Troika, how will this state aid be possible?"
Analyze carefully the text and assign it to the most relevant policy area among those listed below. Do not explain your answer and return only a number.
Policy area numbers: 1 = Macroeconomics
2 = Civil Rights, Minority Issues and Civil Liberties
3 = Health
4 = Agriculture and Fisheries
5 = Labour, employment and pensions
6 = Education
7 = Environment
8 = Energy
9 = Immigration
10 = Transportation
12 = Law and Crime
13 = Social welfare
14 = Regional and Urban issues and Planning
15 = Banking, finance and domestic commerce issues
16 = Defence
17 = Space, science, technology, and communications issues
18 = Foreign trade
19 = International affairs and foreign aid
20 = Governance and government
21 = Public Lands, Water Management and Territorial Issues
23 = Culture and media
[/INST]. Answer = [15]. </s>
In December2011, the Commission presented an Action Plan to improve access to finance for SMEs. It sets out a strategy to make access to finance easier for small and medium-sized enterprises (SMEs), with an EU action plan that includes increased financial support from theEU budget and the European Investment Bank, as well as a regulatory proposal setting uniform rules for marketing venture capital funds.  The plan sets out a list of measures and proposals to increase SMEs’ growth and development.  However, the measures provided for in the plan do not seem to address the countries facing the greatest economic difficulties, such as Portugal.  Can the Commission state:      1.  How will Portuguese banks, which are still undergoing restructuring in order to meet the solvency ratio and deleveraging ratio requirements imposed on them, manage to respond to the plan’s measures?      2.  The plan mentions ‘State aid guidelines’. In Portugal’s difficult situation, and with the measures imposed by the Troika, how will this state aid be possible?