<unk> , also known as Administrative Services Only (ASO), is a<unk>  insurance arrangement in the United States whereby an employer provides health or disability benefits to employees using the company's own funds. This is different from fully insured plans where the employer contracts an insurance company to cover the employees and dependents. In<unk> , the employer assumes the direct risk for payment of the claims for benefits. The terms of eligibility and covered benefits are set forth in a plan document which includes provisions similar to those found in a typical group health insurance policy. Unless exempted, such plans create rights and obligations under the Employee Retirement Income Security Act of 1974 ("ERISA").
Self-funded health care
Publicly funded health care
Involuntary commitment by country
Free-market healthcare
Migrant Architects of the NHS
NHS trust
Personal medicine
Good clinical practice