providers. If you use providers who aren't in our 
network, the plan may not pay for these 
services. 
Ahealthy partnership 
Get more from your plan —with extra 
services and resources provided by 
Humana! You do not need areferral to receive covered services from plan providers. Certain procedures, services and drugs 
may need advance approval from your plan. This is called a"prior authorization" or "preauthorization." Please