services at no cost when you see  
an in-network provider including: 
•Abdominal aortic aneurysm  
screening 
•Alcohol misuse counseling $0 copay or  30% of the cost ,  
depending on the service and  
where service is provided  You do not need areferral to receive covered services from plan providers. Certain procedures, services and drugs 
may need advance approval from your plan. This is called a"prior authorization" or "preauthorization." Please