There is evidence of lower council tax reduction awards, higher council tax arrears, and higher rent arrears, as households move to Universal Credit.
Mae tystiolaeth o lefelau is o ddyfarniadau gostyngiadau’r dreth gyngor, ôl-ddyledion y dreth gyngor uwch ac ôl-ddyledion rhent uwch, wrth i aelwydydd symud i Gredyd Cynhwysol.