The loans are paid before work commences, are interest free and must be paid back within two or three years depending on whether the property is sold or let.
Caiff y benthyciadau eu talu cyn i’r gwaith ddechrau, ni chodir llog arnynt ac mae’n rhaid eu had-dalu o fewn dwy neu dair blynedd yn dibynnu a gaiff yr eiddo ei werthu neu ei osod.