4.12 The sub-committee recognised that some older people had different funding streams open to them, which they were accessing instead of the DAF.
1.12 Hefyd, roedd y Sefydliad Banc Tanwydd yn rhoi talebau i gwsmeriaid meteri talu ymlaen llaw, a dylid annog unrhyw un nad oedd yn manteisio ar y cymorth eisoes i wneud hynny.