Those taking part in the pilot will also receive individual advice and support to help them manage their finances and develop their financial and budgeting skills.
Bydd y rhai sy'n cymryd rhan yn y cynllun peilot hefyd yn derbyn cyngor a chefnogaeth unigol i'w helpu i reoli eu cyllid a datblygu eu sgiliau ariannol a chyllidebu.