We recognise they are facing unprecedented strain with many finding it necessary to draw on reserves as they grapple with the increasing demand for their services.
Rydym yn cydnabod eu bod yn wynebu straen digynsail, ac mae llawer yn gorfod tynnu o’u cronfeydd wrth gefn wrth iddynt geisio delio â'r galw cynyddol am eu gwasanaethau.