But at a time when public sector budgets have been squeezed so tightly, this is another example of why we need greater borrowing powers to be able to respond quickly to emerging needs.
Ond ar adeg pan fo cyllidebau'r sector cyhoeddus wedi cael eu gwasgu mor dynn, dyma enghraifft arall pam fod angen mwy o bwerau benthyca arnom er mwyn ymateb yn gyflym i anghenion sy’n dod i’r amlwg.