The dilemma for businesses is they know that many consumers are struggling with the cost of living and so it is hard for them to raise their prices to cover increased overheads.
Y penbleth i fusnesau yw eu bod yn gwybod bod llawer o ddefnyddwyr yn ei chael yn anodd gyda chostau byw ac felly mae'n anodd iddynt godi eu prisiau i dalu am orbenion uwch.