Nevertheless, as already noted, significant demands are likely to be made in the medium term which may result in a reduction to the total reserve if there were no further legacies.
Er hyn, fel y nodwyd eisoes, mae galwadau sylweddol yn debygol o ddod dros y tymor canolig a all olygu lleihad yng nghyfanswm y gronfa pe na byddai cymynroddion pellach.