But today, whilst very much focussed on the practical steps ahead and how we can help you, I want to share some of those broader thoughts with you briefly.
Rydym wedi ymgysylltu'n helaeth cyn yr ymgynghoriad hwn er mwyn helpu i lywio ein ffordd o feddwl a deall rhai o'r effeithiau posibl y gallai ardoll eu cael.