Whilst Credit Unions are not the sole answer to payday lenders, they are integral to people managing their finances by accessing cheaper and fairer credit terms.
Er na all Undebau Credyd sicrhau na fydd neb yn troi at fenthycwyr diwrnod cyflog, gallant gynorthwyo llawer iawn o bobl i reoli eu harian a hefyd gynnig telerau credyd lawer rhatach a thecach.