5.12 Credit Unions offer a range of services including affordable loans, savings accounts, and can also help with budgeting advice and debt management.
5.12 Mae Undebau Credyd yn cynnig amrywiaeth o wasanaethau, gan gynnwys benthyciadau fforddiadwy a chyfrifon cynilo, a gallant hefyd roi cyngor ar gyllidebu a rheoli a dyledion.