Some applicants may need to wait for a longer period of time for a home that matches very specific needs, whereas others may buy from a development that allows earlier occupation.
Efallai y bydd angen i rai ymgeiswyr aros am gyfnod hwy o amser am gartref sy'n cyfateb i anghenion penodol iawn, tra gallai eraill brynu o ddatblygiad sy'n caniatáu meddiannaeth gynharach.