The Welsh Government also provides a debt write-off of up to £1,500 for each borrower entering repayment, a scheme unique in the UK.
Mae Llywodraeth Cymru hefyd yn talu hyd at £1,500 o ddyled pob unigolyn sy’n mynd ati i ddechrau ei had-dalu, cynllun sy’n unigryw o fewn y DU.