Banks, building societies and mortgage lenders must continue to develop new lending models to incentivise homeowners and buyers to decarbonise properties when selling and buying.
Rhaid i fanciau, cymdeithasau adeiladu a benthycwyr morgais barhau i ddatblygu modelau benthyca newydd i gymell perchnogion tai a phrynwyr i ddatgarboneiddio eiddo wrth werthu a phrynu.