3.3 It was noted that only 5% of respondents were in receipt of Pension Credit, and many were worried about simply surviving and being able to afford basic bills and food.
3.3 Nodwyd mai dim ond 5% o’r ymatebwyr oedd yn cael Credyd Pensiwn, ac roedd llawer yn poeni am oroesi a gallu fforddio biliau a bwyd sylfaenol.