You may find managing money very difficult: maybe your ex-partner controlled all the household finances; you are probably having to manage on a very limited income.
Efallai y byddwch chi’n ei chael hi’n anodd rheoli arian: efallai mai’ch cynbartner oedd yn rheoli’r materion ariannol i gyd; mae’n debygol eich bod chi’n gorfod ymdopi ar incwm isel iawn.