"Costs Incurred and Paid" is to the invoiced cost of goods and/or services you have received and which have been paid for by you in cleared funds by the date of your claim.
"Costau a ysgwyddir" yn cyfeirio at gost y nwyddau a’r gwasanaethau yr ydych wedi’u cael, ni waeth a ydych wedi talu amdanynt erbyn dyddiad eich hawliad;