As a result, many specialist services find themselves operating on reserves, depleting their financial cushion and impacting on their long-term sustainability.
O ganlyniad, mae llawer o wasanaethau arbenigol yn eu cael eu hunain yn gweithredu ar sail cronfeydd wrth gefn, sy'n lleihau eu clustog ariannol ac yn effeithio ar eu cynaliadwyedd hirdymor.