you hold on behalf of children aged under 18 (parents are treated as owners, even if the property is held through a trust and they’re not the trustees)
sydd yn berchen i chi ar ran plant o dan 18 oed (caiff rhieni eu trin fel perchnogion, hyd yn oed os yw'r eiddo'n cael ei ddal drwy ymddiriedolaeth ac nad hwy yw'r ymddiriedolwyr)