However the reforms that are being proposed are on a scale and at a time which will inevitably lead to more families and individuals falling into poverty.
Fodd bynnag, bydd y newidiadau arfaethedig yn digwydd ar adeg ac ar y fath raddfa fel y byddant yn sicr o beri i fwy o deuluoedd ac unigolion orfod byw mewn tlodi.