The chart shows the impact of COVID-19 on manageable debt collection - with clear impacts at the start of the year and again around the second lockdown.
Mae'r siart yn dangos effaith COVID-19 ar gasglu dyledion y gellir eu rheoli - gydag effeithiau clir ar ddechrau'r flwyddyn ac eto o gwmpas yr ail gyfnod clo.