promissory notes that are freely transferable from one party to another are called
Promissory note If the promissory note is unconditional and readily saleable, it is called a negotiable instrument.[2]
Cornell Notes The Cornell Notes system (also Cornell note-taking system, Cornell method, or Cornell way) is a note-taking system devised in the 1940s by Walter Pauk, an education professor at Cornell University. Pauk advocated its use in his best-selling book How to Study in College.[1]