특히 금융사가 설명의무·부당권유 행위 규정을 위반하면 징벌적 과징금을 부과할 수 있는 근거가 마련됐고 금융사가 설명의무를 소홀히 해 소비자에게 손해가 발생했을 경우에는 위법이 없었다는 점을 입증하는 책임을 금융사가 지도록 했다.
In particular, the ground for imposing punitive fines if financial firms violate regulations on the obligation to explain and unfair solicitations has been laid, and financial firms are now held responsible for proving that there was no illegality in the event of damage to consumers by neglecting their duty to explain.