기존에 금융기관 이용실적이 없거나 정보가 부족해 대출받지 못했던 금융소외계층 혹은 금융 거래 불이익을 받던 고객들에게 제도권 금융의 문턱을 낮춰주는 '포용적 금융'과 '사회적 가치'를 실천할 수 있을 것으로 보인다.
It is expected that it will be able to fulfill "inclusive finance" and "social value" that lower the threshold of institutional finance for the financially underprivileged class that has previously not been able to borrow due to lack of information or customers who have received disadvantages in financial transactions.