운전자보험의 '형사합의금 특약'이 개선되기 전 보험 가입자는 교통사고 형사합의금을 피해자에게 먼저 지급한 후 보험사에 보험금을 청구해야 했다.
Before the "Special Agreement on Criminal Settlement" of driver insurance was improved, the policyholder had to pay the victim a criminal settlement for the traffic accident first and then claim the insurance money to the insurance company.