대출규제의 경우 투기지역이나 투기과열지구로 지정되기 전에 임차인이 입주계약을 체결한 경우 주택담보대출비율(LTV) 70%, 총부채상환비율(DTI) 60%를 적용한다.
In the case of loan restriction, if the tenant entered into the occupancy contract before the area was designated a speculative zone or a speculation-ridden area, then a 70% Loan To Value Ratio(LTV) and a 60% Debt To Income Ratio(DTI) will apply.