금융기관은 오랜 역사를 통해 그때그때 사회의 요구에 부응하여 발전해 왔으며 발전과정에서 금융기관 사이에 분업이 나타났다.
Financial institutions have developed in response to the needs of society each time throughout their long history, and division of labor has emerged among financial institutions in the process of development.