애초에 B씨를 채무자로 한 대출이었기 때문에 근저당권을 설정했다는 점만으론 A씨의 손해가 인정되지 않는다는 판단에서다.
Since it was a loan with B as a debtor in the first place, it is judged that A's loss won't be recognized just because he set up the mortgage right.