必须由咨询委员会审核。据内部知情人透露，基层农村信用社及农合行提报的大额贷款，否决率接近30%。
O O O B-government I-government I-government I-government I-government O O O O O O O O O O O O B-company I-company I-company I-company I-company I-company I-company I-company I-company I-company I-company O O O O O O O O O O O O O O O O O