账单日是上报征信的日子，账单日前一天还款就能有效降低征信显示的负债。千万别还款日还款
B-COMMENTS_N I-COMMENTS_N I-COMMENTS_N O O O B-PRODUCT I-PRODUCT O O O O B-COMMENTS_N I-COMMENTS_N I-COMMENTS_N O O O B-COMMENTS_N I-COMMENTS_N O O O O B-COMMENTS_ADJ I-COMMENTS_ADJ B-PRODUCT I-PRODUCT O O O B-COMMENTS_N I-COMMENTS_N O O O O B-PRODUCT I-PRODUCT I-PRODUCT B-COMMENTS_N I-COMMENTS_N