. ULUSLARARASI 
RATING ACADEMY 
KONGRESi 
19 / 20 / 21 
NiSAN
April 2018ÇA-
NAK-
KALE
ISBN: 978-605-68867-5-1
E-ISBN : 978-605-68867-4-4  
. ULUSLARARASI 
RATING ACADEMY 
KONGRESi 
19 / 20 / 21 
NiSAN
April 2018ÇA-
NAK-
KALE
UMUT 2. ULUSLARARASI RA TING A CADEMY K ONGRESİ
HOPE 2. INTERNA TIONAL RA TING A CADEMY CONGRESS
ISBN 978-605-68867-5-1
CMYK