Namun, kata lembaga pemeringkat nasional itu, peringkat tersebut diperlemah oleh rasio kredit bermasalah non performing loan/NPL yang meningkat selama tiga tahun terakhir, walaupun masih lebih moderat dibanding peers-nya perusahaan sejenisnya.
Pefindo, however, said the ratings have been weakened by BRI's non performing loan which has increased for the past three years although the NPL is far more moderate compared to that of its peers.