Selain mencatat kenaikan laba bersih, fungsi intermediasi merupakan prioritas utama Bank Permata dalam menjalankan praktik perbankan, terlihat dari Loan to Deposit Ratio LDR sebesar 83 persen per 30 Juni 2007 dibanding dengan 74 persen periode yang sama tahun lalu, dan di atas rata-rata LDR secara nasional sebesar 64 persen.
The bank's loan-to-deposit ratio LDR reached 83 percent as of last June 30, an increase of 74 percent compared to the figure in a corresponding period the previous year, The two figures were higher compared to the national LDR level which stood at 64 percent.