Akibatnya Return on asset ROA Panin Bank naik menjadi 3,23 persen, Reutern on Equity ROE jadi 14,36 persen dari 14,32 persen, Capital Adequacy Ratio CAR turun dari 33,12 persen menjadi 23,72 persen dan Loan to Deposito Ratio LDR meningkat jadi 96,43 persen dari 77,93 persen, demikian Rosniaty Salihin.
Consequently, return on assets increased to 3.23 percent, return on equities to 14.36 percent from 14.32 percent, and loan-to-deposit ratio to 96.43 percent from 77.93 percent, while capital adequacy ratio fell to 23.72 percent from 33.12 percent.