Menurutnya penurunan dana SBI tersebut karena penempatan dana pihak ketiga di obligasi pemerintah yang lebih menarik, penempatan dana ke obligasi korporasi serta semakin meningkatnya penyaluran kredit untuk pembiayaan kredit perumahan rakyat KPR dan kredit kendaraan bermotor KKB.
According to him, there were various factors that had made BCA funds in the SBI dropped, referring to among ohers more attractive investment in the treasure bond, increasing investment in corporate bonds and increasing distribution of public housing KPR and motor vehicle loans KKB.