Kredit P4K diberikan secara bertahap, karena merupakan bagian dari proses belajar dan peningkatan kemandirian KPK, kredit berkisar antar Rp 500.000 s/d Rp 2.000.000 per anggota.
P4K credit is distributed gradually, because part of learning process and independency enhancement of KPK, the credit was around Rp. 500,000 up to Rp. 2,000,000 per member.