Dengan besarnya pemberian kredit dibanding simpanan di pedesaan, kata Arianto, rasio pinjaman terhadap dana pihak ketiga LDR di pedesaan lebih dari 100 persen.
As of September 2006, BRI's loan-to-deposit ratio LDR in rural areas has reached over 100 percent as the Kupedes scheme was larger than Simpedes scheme, Arianto said.