Kedua, Kinerja keuangan seperti Return on Equity ROE, Return on Asset ROA dan Net Interest Margin NIM. Ketiga kinerja bank sebagai lembaga intermediasi yakni Loan to Deposit Ratio LDR
In assessments, Rofikoh said, the daily considered the banks' performance based on existing regulations and their financial performance, including Return on Equity ROE, Return on Asset ROA dan Net Interest Margin NIM as well as the banks' performance as an intermediating institution, namely their Loan-to- Deposit Ratio LDR.