Hey guys, welcome to show today. I'm glad to have a very special guest for you. His name is Lewis mocker all the way from Brisbane Australia. How are you doing today? Lewis? I'm very well man. Thank you for having me nicely. It's good to good to have you on why don't you why don't you let my list of know kind of in a nutshell what it is. You do all the way down in Australia. Okay. Yeah, so I look my my big claim to fame has been from creating a Many called infinite Prosperity. We launched that in 2012 after I sort of quit my job and I went full time Forex Trading. And so we ran that seven years until very recently. Actually. I'm not sure if you're aware yet, but I gave actually less the company gave away my shares to my business partner because during that time of doing the teaching specifically in the financial industry. I virtually I realized that I loved To teach secondly, I realized that teaching just on the finance wasn't quite as fulfilling to me as sort of broadening my areas of the area that I would love to share on and that sort of covered relationships and mindset and finding your purpose and and dissolving some of the emotional charges that I see hold people back a lot. And so I naturally sort of gravitated to when I was teaching trading in finance and investing. I started there and then I sort of gravitated over to the other area and then I you know, I realized that actually it's the emotional side the mindset side. It's the having a mission for your life side that made a big impact on the top Traders and the top investors that I saw as well. So I found out that there was this this link this correlation and then just naturally I just grew out of the trading specific and now I'm working on a building a school of Mastery. I'm calling it and so that's covering seven areas. Life, I want to help people to empower seven areas of life. So I find that as their health their wealth their wisdom their business their relationships the social leadership in this spiritual Mission. And so that's what we're doing now with about I'm about 12 months into that now and probably in the next month or two. I'll look to launch the full school with all of the trainings. I've been working very hard last 12 months putting together this program. It's going to probably be in the end of about maybe 60 to 70 hours. Hours, I think I'll sort of my my best content on every area of Life. Yeah, awesome. Yeah, it should probably say, you know from dad said to Melissa and we'll see you all know, but I'm enrolled in that. You know the monthly Mastermind. Yep. I think I joined back in early February or March. But yeah, I've got heaps from it. And I've definitely I've definitely learned a ton especially around, you know, that piece that you mentioned are I'm kind of mindset and You know the emotional charges and all the different aspects that come into you know fear and maybe what people think and all that kind of thing. So, I wonder if maybe then touch on some of those sort of principles and sort of have a discussion around maybe first of all figure, you know, what in your view is it that maybe holds people back from you know doing whatever it is they want to do or you know, they've got a I'm in life. What how do you kind of see that in your eyes? Well, there's really two things that I see there's the fear side of it and there's the inspiration side of it all you might call the love side of it. And so ultimately there's there's two driving forces. You would love to do it and you're inspired by it and I'm afraid or I have a fear and I'm going to avoid something or Pursuit. yeah, and love is it two things and so that the two ways that I addressed that from a very from a very core level is firstly finding out what's really inspiring to people what would actually really love to do and I think that not many people ask themselves that and I think that you know with the with this age of social media and in the influences and the entrepreneurship being glorified and all this kind of thing, I think a lot of people think that they want something that in fact is not That's important to them and I think to the degree that they go and pursue this thing because they think they want it and they actually don't they will have these frustrations and they'll beat themselves up and they wonder why they're not being you know, they're not keeping motivated and all this kind of thing. I see that a lot and so first and foremost, I like to ground people and really what is their call our call it the purpose process. It's a seven-day process that I take people through and it's finding out really what they're what they're naturally inspired and called to doing because Cuz everyone has something and for some people it's waking up and they love to be you know, they would love to be a great Surfer or great Gardener or an artist or an educator a teacher and everyone has something and what I have found is that even the way that they're doing their life. Now, there's little breadcrumbs as little clue their little secrets and I've created a system that they can go through by just taking an objective look a truthful review I say Of what their actual life is doing now, and then they can find out what the purpose is. And so I think once they find the purpose that's the first step the next part of it like you said is to dissolve the fears that hold them back and a lot of the fears by the way are the fear of the opinions of other people all the fear of violating some kind of instruction from from somewhat one of their authorities, usually a parent figure and and to fear of not being smart enough. It's a fear of looking bad. It's a fear of failing in public and all this kind of thing. And so if we can go and dissolve those fears and that they know what is inspiring to them then it's a pretty smooth run. They can have a higher degree of flow and the pursuit of their goals Austin and so for you, you know, was that a journey for you yourself, you know overcoming some of those fears and on knocking some of those things that were maybe tied up in your mind. Yeah, yeah, definitely it was so I go out now and I pretty much every day get on the social media on Instagram and snap and I film and I record and I do that kind of thing. Now that that was that's only a kind of a recent thing of my life, right? Because I was quite an introverted kid growing up and I had went in high school. I had the big braces on my teeth. I had to be a little pot and I was a little bit of I was a little bit of the outcasts actually to be honest and and in so I wasn't overly confident I wasn't overly outgoing I wasn't I was a little bit introverted. And so the first time that I ever put a camera in front of my face and tried to talk, I don't know if you do a lot of that yet. It's a little bit challenging. Yeah it definitely okay and and and hearing yourself and hearing your voice in the microphone and seeing yourself. It just it's a little bit of an uncomfortable experience Ramsey is and so exactly right. So going out and learning to do that was I mean it was a fear. It was what are people going to think definitely. I mean, I've had all of that in my journey for sure. Yeah, let's do jungle back then, you know past school days. Did you interview someone that went the college or university and then proceeded end are kind of you know, corporate career or 9 to 5 job or what? Does that look like for? Yeah. Yeah, so it in high school I have I constantly had a little side business has little Side hustles. Yeah, and and so toward grade 11 grade 12 the last two years of my high schooling the business that I started was called Loops International and it was basically an importer of products from China and I had things like hair straighteners. I had t-shirts and I had a razor blades I had if are pods not are pods that back in the day. It was just like headphones kind of thing that you're plugged in. Yeah, and I different different brands and those kinds of things. And I would sell them on eBay primarily and I got I did pretty well in the end. I mean in those days, I mean pretty well. I'm talking about it a thousand dollars a week worth of sales. But but for a grade 12 at the time, I think that was that was kind of cool. Yeah your rules. Yeah. Yeah exactly thousand dollars a week back then is like your ball it out. And so and so after high school, I thought man, I don't really want to go and get a job. I didn't think that that would be into enjoyable and so for a year Yeah, my first year after high school. I literally just did eBay and I was I ramped it up quite a bit in the end. I was I was sort of doing about a thousand to two thousand a week clear profit by that time and so I could live off that very comfortably I still lived at home with Mom and Dad. Yeah, and sort of it was toward the end of that first year. I realized you know what I was doing going out getting drunk and partying and sort of all my friends are going and doing University and all this got to think I was sitting at home sort of in my pajamas doing this EV stuff and and What I realized is that wasn't this wasn't going to be a long-term gig. Yeah, and so I asked my I asked my dad at the time what would you do? If you're in my position? He said he would get a trade get it some kind of trade behind you. And so that's what I did. I actually enrolled to be an electrician and I started the year sort of a year after I ended I school and and so I actually did my four years of electrical apprenticeship and at the at the about the six month six months into the first year. I realized this is not me either. If you are not this is not man. I'm not on Earth the Via an electrician a wake up at this ridiculous for am and you know what I mean? Yeah, and so I decided very early on by that time by the way, I had found trading and so I started with trading options and I was trading options and then cfds and then I moved over to 4X. I think I would have been around about 18 17 18 was just I was at that point I was dabbling and I didn't really know what the hell I was doing. And and so what I decided six months into my electrical apprenticeship I said, What I'm going to double down now on this trading thing because I see a long-term future for that unlike eBay and when I get home from work, my hours were greater than electrician 2 p.m. We knocked off and I could drive straight home and get to work and which is here where we are to be our afternoon and Brisbane is London open London morning time. So yeah, so I could get on at 3:00 and trade the London open till about 9:00 or 10:00 at night. And then I did that sort of five days a week for for the rest of my apprenticeship for around about for years and my goal that I said was to quit my job on the final day of my apprenticeship. I agreed to see it out get the trade and then on the final day I said, I'm going to quit. I'm going to become a full-time Trader and I did nice and so was that then a couple of years of full-time day to dinner? So so it by a bad look the first six months that the end of the six months. I first year second year third year was a lot of learning for me. It was learning and at the end of the third year, I was starting to get pretty consistent. I was I was growing a lot of confidence fourth year was all it was all about confidence and capital and so my last year in the workforce, I guess you would say is was was really building confidence knowing that I could actually pull out my security. Come the job income and live purely off the trading returns. Yeah and building Capital then actually didn't have enough Capital still. And so what I ended up doing is getting I borrowed against the property that I had so I had a nice little amount of equity in a property. So I drew that out as a line of credit and told the bank it was friend investing purposes. They didn't they didn't want to know that I was going to be speculating with it in FX and but I just thought it was an investment loan. I paid my tax deductible interest on it and then I just Put it into my FX account and that gave me the Boost that I needed and at that point and it was a delight it wasn't the only last as a last three or four months of my apprenticeship where I actually had all of the dominoes lined up ahead the confidence. I had the strategy. I knew that I could do it and I had the capital at that time and then so on the last day like I like I said the goal for the last day I quit and so then after that it was around about 18 months purely just had to Forex income and there's benefits and drawbacks of that as well. It was a it was a cool lifestyle, but it was So stressful as well because as you know, we have drawdown months and all that kind of thing. Yeah, and so it was it was it was had benefits and drawbacks and on and on. So what led you into the infinite Prosperity set up and all that. Well, it was at the end of the eBay days when I was winding up my eBay business. I had a friend from high school Amy and she popped around she was actually make better friends with my my good friend Julian and they were they were tight. They're in the same. I'm great. I wasn't actually in the same grade as Amy and she had popped around one afternoon and saw maybe 20 or 30 little bubble wrap Parcels on our pool table there a little packages that I was selling on eBay. And she said what the hell are you doing here? What's going on? And I said well I got this eBay business and this is what I do every afternoon I come home and I do the funny thing after work and she was really interested by that and at that time I was just actually thinking I want to go and spend more time on FX now and wind up the eBay I said look if you're interested, let me show you some of the things and I'll These give the rest of my product and you can you can go and sell them for me. I'll give you a commission on the rest of the boxes. And so that's what we did and she and Sushi learned firstly e battery Bay. You did really really well. She turned my eBay business into like 2x or 3x of what it was doing at the time and and so I said after that we'll sort of was winding up a her. This was months later. I said you need to learn trading and so I taught her trading and I forget what year that was. It was pretty around my second second or third year the apprenticeship by then my eye. I started teaching her trading and she did were very very well with that too. And so by the time I quit I think I quit a little bit before her and then she ended up quitting her job and so both of us were just trading and by that time people were thinking like what the hell is kids doing and a lot of our friends actually came around and where Amy lived I had a little I had a she had a three screen trading setup and then I bought trading setup for her office to so that we could work together and trade together kind of thing and that was a cool time and we had people who had friends and family come and In and watching what we were doing and what we would do is we get the middle like a little pen and pad and we'd give them homework to do as they go and do this to go and download this platform and go and put this in this in this indicator on your charts and and load them up at this time of the offering that kind of thing. And so we were giving them little tutorials and then I guess what we just realize is you know, what we need to turn this thing into a into a proper course and get it to more people going to take it to the end take it to the interwebs. And so that's what we did and that was when I pee that's the first the idea of Ip and so it was about 12 or 18 months after it was 18 months after I quit my apprenticeship that we actually launched but it took a little bit to build the whole thing. Yeah. Yeah. Yeah nice and so fast forward to can annoy or the pastor of 12 months and the online called mentorship program that you've built that did you I guess, you know, you're obviously realize that you're passionate about teaching and inspiring Answer you want to do you know bridge that. I'd into more than just the finance, / you know for next year's trading your the expanded to the various elements that you mentioned them. Yeah. Yeah. No, I definitely that's that's that's what I'm doing. Now the building the school of Mastery which is which is founded first and foremost on the monthly Mastermind, and so I decided what I booked one of my business velocities, Maybe I'll share is that the subscription model the ongoing payments that that show up in your bank every single month consistently like the lifeblood of the business and now we found that an infinite Prosperity as well. If you can have ongoing consistent predictable income that's a really great way to start and so that's that's that was my theory on starting that and and create a very consistent. I do it very consistent income from that. But then what I'm doing now is the is the intellectual property that I In my subscription model I'm actually taking out I'm sprucing up. I'm adding to it and then packaging it separately for a higher ticket one-off programs that a very in-depth and so we literally just launched one two days ago Robin and I my partner and I we launched our power couple masterclass and so it was a it was a started off as a month in The Mastermind as you probably saw. Yeah, and now what we've done is we're going to take it off in a few days and we're going to Add probably another 50 we're going to double it in length at another 50% or to it or so, and then we're going to have that as a standalone package is something that we can both have both of her and I have as a little family Dynamic here to have a product some way that we can serve people in a product format and and and build our family income like that as well and also serve a lot of people and help them with our relationship stuff and the things that we've learned about having a relationship over 7 years of living together. We're 24 hours a day. Each other and so we've learned a few tricks and hacks to mitigate risk in a relationship and to stabilize the volatility is that are inevitable. Yeah. And so yeah like elements and I've obviously been a part of the Mastermind of The Mastermind for the past couple months you want to just give a flavor of what's involved in that. Obviously. I know but some registers will be kinder to understand, you know, what's involved with obviously mentioned as this The monthly subscription fee that you know people pay to be a part of but you wanna yeah. Ya ballistics. Yeah. Well, well look at the relatively low ticket Mastermind, actually. It's $80 Australian a month. And what I do is I every single month what they do when they subscribe as they get a dashboard. They can go to Louis market.com forward slash Mastermind and click login and I'll have access to a dashboard where every single month. I have a load up a master class. And so these Of the classes. I've covering every single area of life back last year. I started with purpose. And so I shared that was when I first actually shared to the public my purpose process how to go in and find the bread crumbs that are leading you to really what you're meant to be doing here. And so then after we found the purpose and I went into a whole program on business and specifically online business, I call it my for product Empire and I believe that with an online for product Empire that's for specific products that you can build in a funnel format. That it's very very powerful and actually a lot of businesses do it. They might not necessarily call it that by that name but a lot of businesses do it. So let me just tell you really quick. It's the free product which is a free offer or some kind of sample that you can give to people whether that's a free massage or free book free report and then we leave them into a core product which is the number 2 and then a high ticket products like an upsell like a done-for-you or high level of service and then off to the side we have the Descriptions of the free the core the upsell or the high ticket and the subscription of the four products and if you have those build those four products into what I call an Empire the full program fire that in my opinion is one of the most efficient most robust ways to build scalable and sustainable online income. And so we taught that in one of the months and so I'm going around sort of the wheel here and covering as many areas of life as I can. We've done things like how to play Senior year and it was a whole month on year planning. As you know, last last month was all about relationships. The one that were on Now is social leadership month and specifically how to raise Consciousness up and how to transcend the newest fears or the Spheres of mine as I share as I teach and and and how to build leadership from the point of view of the spiritual mental component. Not just the what to do on Instagram and how to use hashtags to go and get more exposure but actually building yourself up from the inside. Side as a leader and that's what we're covering this month. And so I'm just going to keep going around. I've got about 48 months worth of content for it so far and that's I think that's going to keep evolving over the years as I continue to learn and grow myself as well. But it's a cool project. I love the I love the project. It keeps me accountable as well knowing that I've got five or six hundred guys and girls now from all over the world who are waiting for a master class every month. It keeps me accountable and it makes sure I get out there every single month and create something original anime. Raising and film and get it up. And so I guess I'm curious, you know do D plan months ahead for that kind of content. Obviously, you know, you know, I'm familiar with Mastermind. There's numerous videos on each sort of theme or topic each month. But you know, have you planned ahead to sort of august/september time, you know, in terms of the video content that you have recorded. Yeah. Well at the before I In Mastermind, actually, let me share this I had I had ideas and so what I did for and this started probably four years ago. I had a lot of ideas. I don't know if you your brain works the same II think that some people might think like this you had these ideas pop into your mind. Sometimes you're on the shower or sometimes you're dreaming about it your wake up and I think I mean I should build a product on this and so what I started about four years ago, what I did is I created a little spreadsheet little document here and it was my product list and all the The ideas that I had in the products that I wanted to create and I just every time I come up with this idea. I just put it in and say well this is the product this is what it would be about and this is look what I would probably be able to charge and what I wrote then also is how many days it would take me to build birthing some of these products were I can do this and I could build this in a day or two days others were you know, like 90 days a hundred and eighty days it was going to be a humongous Bill. And so guess what after four years. I had 54 ideas little these little Yeah, 54 of them. They really stack up when you when you actually write them down. And so at the start of Mastermind that was my whole idea. He said, you know, what iíve spent four years writing this list of ideas guess how many I had actually implemented he was around about three is around about three and we're like we did that time to execute exactly exactly right and we and we do those three within in for the prosperity and I thought man I need to get I need to I need to get my shit together and put some of these out. Yeah, and so I did it with a mastermind model and so I'd 54. I knew that it would if I just built one of these every month and and I charged a very low very cheap monthly while I'm building that in creating that intellectual property that I can use in future programs and products and all the thing. I thought that would be a very efficient way the other thing that you know, some people are unaware of is the sales process of going in and selling $1,000 or $2,000 product. Sometimes you need to get sales teams and and had to handle objections and all this kind of thing that that actually Serving people and it gets in the way and I mean it makes you need to get more team and more overheads and more costs in order to go and sell a product. So I that's also while I gravitated a lot toward the low ticket $80 price point because I didn't need a salesperson. I just got this automated buddy page and and it's a very it's very easy in a very effortless and a very flowing sale that people say is it's very very valuable and undercharging and and over-delivering which is which is what I think actually to my advantage in to their advantage as well. Yeah. Yeah. I said I am the question or did I go off my big time? Yeah, but you do go on a tangent, but but I think yeah, I think to your point there with the subscription model like even me personally, you know, like you said you're over delivering and I feel like I'm getting my you know investment or money's worth in terms of the value in the videos and then the content and I think that you know, yeah I can imagine with a much higher ticket product. There's a lot more Of scope for I don't know just things the up. Messy and people did movie not you know get what they think they're going to get out of it and all that kind of thing. Whereas a monthly subscription for likes a Yeti dollars, which is like 40 Pines in the UK isn't really a huge ask so, you know, I know even I guess what one question and one clarification of a just for our listeners when you said product you really mean a kind of party Age of content that will deliver value and and you know Inspire and educate is that fair? Yeah. I mean that's that's what I'm sort of that's what I refer to and I'm talking about my own products just because look I resonate with being a teacher I'm here to teach I feel really cold to sharing a message and specifically that message. Is it empowering your life empowering every area of your life? That's very inspiring to me. And so the best way the most efficient That I could do that personally is definitely to create some kind of program or a package that people can go through in their own time and the comfort of their own home and give them actually not just the theory but actually tangible step by step practical things that they can do tools that they can use and so that's what I mean by product. Yeah, but that's not necessarily the what I would say is the only way to do it. I just feel that in this day and age the delivery of a digital product. I saw with infinite Prosperity. We reached a million Of people but in terms of paid clients, we ended up about and around 10,000 paid clients from 60 different countries and I saw that and and back then by the way, I pee. I don't know if you remember it was all written it we didn't even have many videos back then well, and so I see I see I was crazy man. I saw these days you would never get away with that you need a ideas because people have people want to watch videos. They don't really want to just read but but look for seven years. I saw how just reading these words. We put together literally transformed people's God's in a very significant way and it was it was really quite it was it was an eye-opener for me. I realized then that not only is this one of the most efficient ways to package something that you can sell but it's also one of the most rewarding things and can make the biggest difference in the clients life as well. You know, I see some other guys and girls starting businesses like t-shirts and that's a great business. I'm not having it I'm saying that's not a but that's that's a bad idea or anything but when you sell a t-shirt, I mean one you've got to go and find the t-shirt and then you got a cost on a acquiring the thing and the shipping and all the all that kind of stuff and in the end of it when you sell a t-shirt to someone what kind of impact did you have on their life and alternatively where could else that? They've got that t-shirt from may be cheaper and it's one of those things that that I find that if you're looking to have some kind of rewarding or inspiring income. It has to be something along the lines of helping helping others to grow and I think it Not only lucrative but it's inspiring and it's sustainable. And so that's what that's what I focus on sharing digital delivery products that can assist, you know emotional. I think something that I've definitely learned, you know in my lovely couple of months in The Mastermind and even just over the pass through the year is the concept of kind of investing in yourself. So I think we as people I guess even just in the UK for me. Anyway, I've seen a lot of people on myself as well, you know sort of completely in or maybe Mona by the price of things and if we're not getting XYZ ad for this price then Arts to cheaper that's too expensive and we actually never consider, you know, our own self or personal development specifically after you know school or college is and You know the education kind of just adds after that. So I think something that I learned from you and I'm just over the pastor of year. I think it's been a mindset shift is you know investing in yourself and I think you've always tailored it as you know books courses and mentors. I think that's what kind of made me, you know, commit to your your Mastermind and also just you know, really commit to to reading books and consuming You Know audio books because I just see the value and preparing myself and continuing the personal development Journey rather than just having it and after University. I completely agree man and look the way that I the way that I put that is a good investment. I mean a decent investment something, you know, if it will you to put a if you would have put $10,000 into something you would be able to reasonably get what 7 to 10% Like the average person seven eight. Ten percent a year return. Yeah. Yeah, and so you put your 10 grand in. And you're going to get the seven to ten thousand. Sorry seven hundred to a thousand dollar kind of return for the yeah. Yeah, and I mean and and in FX, we saw the fewer percent. There were the top five percent were able to get much higher returns and we're talking into the hundred percent a year and that kind of thing, but that's a few that's a very small percentage of the population who are able to do that. Yeah, but even but you know, even if I take the cream off the top and say like a hundred percent return which isn't easy to do by the way, Oh way but a hundred percent that even that is still only 10,000 return on you on your initial 10,000. Yeah on the on the contrary like what you were saying, if you put the 10 grand into a personal development and you learn skills that you can then go and bring to the marketplace in some point in some form of product or service. I mean the 10,000 can turn into a million. Yeah. I shared a story once I did a $200 Skype call. It was a one-hour one-on-one Skype cause a business coach. Thing and I paid 200 Australian and I forget, you know, we talked for an hour. I forget like 99% of the things that the guy said his name was Ryan and one thing that he said was this he said create a subscription product a subscription model and right then at the time that was exactly what I needed to hear in the business and we didn't have one at that time and I forget everything else. He said except for that one thing and I acted on it and up until recently when I left the company that one thing that I learned. It from him which I paid 200 bucks for was making me literally a hundred thousand over a hundred thousand a year. Probably more it at the peak of it is more 200,000 a year kind of thing. And I mean six figure income from a one-time $200 outlay is that's what I mean by investing in yourself. It pays a bigger return than actually investing in stocks and and property at all the thing and yeah, and I think that's yeah. I think it's definitely something you know, we got Mike. Is and the younger, you know in your 20s especially should definitely be looking to invest in education and knowledge and you know, actually like you said developing the skill sets that you know, you got a whole life span ahead of you of 30, 40 50 years of note 2260 of when you're going to be actually kind of working if you like so completely agree. I guess what while we're on the topic of of and then I'm obviously spoken to in a lot of day trading and foreign exchange and stock market Mac anything. Do you yourself? Not my you know, you've got the business and the online teaching platform. Do you know continue to invest or treated and in stocks or foreign exchange definitely investing every month. I'm investing by the market monthly active tons of active speculation and trading not I'm not actively At this time sometimes I think I'll go back to it. Sometimes when I'm having a rough day in the business. I think man. I just quit this and I'll go to the mountains someplace and I'll put all of my liquidity here into a into an fx brokerage and I'll just do that. Yeah, and it might come there might come a time and place that I get back to that. But right now I'm all of my attention and focus is going into building the school. So I don't want to scare myself out too much. What I find is the more things that you do the less. Well you Do each one kind of thing and after that, you know, you do five things at a twenty percent level and you end up with the same result. Anyway, if you just put a hundred percent into the one thing and so that's sort of my philosophy on that and that's the reason that I'm not active at the moment, but I'll pick I still have I still have a couple of brokerage accounts open and I just probably actually wise to pull it out now, but since I left the company I'm much less active in it, but still investing. Definitely I mean and when I say investing this is my defensive investment. Follow, this is just my passive Investments that are my long long long game. And the truth. Look the truth is that's all pretty much automated. We in Australia, we have a thing called beep give be pay their know. What's it's very similar to something. Yeah be paid for it for us is just the way that we have a we have an online banking without National Australia bank, for example, and we just have a II can be pay into my Vanguard Investments every month. It's an automated amount. It's just a fixed amount that I set which is based on my income. Um from the month before and that's just that's and that's just audit that I don't even think about it. I don't even look at it too much, but that's that's and that's where I suggest actually a lot of people start because it's hard to mess up that yeah. Like I said this this one the fun that I'm that I'm that I focus on is approximately eight in the bit eight and a half percent a year. That's there what they've averaged since early 2000s. I think their Inception. Yeah, let's not about return if it's like you said, Complete passive and automated I guess. Yeah, exactly a hundred percent passive and you don't even think about it. Yeah, I think more people need to you know, just even briefly educate themselves and not because again, you know, I think so many people think that the bank is a CF heaven and that's where they should keep their cash and then I actually, you know due to inflation, you know, you're losing money if you just leave it in the bag sitting there and why not just passively possibly And in the stock market, yeah, exactly, right? I guess they need you one of your videos. I think that that also inspired me was a rind, you know investing in property and I think another video you talked about high actually invest in property might not be such a good idea and it's I think it's the reason why you guys don't own the property, you know, you're continuing continuing to run where you are. You don't know. Touch on your thoughts and views on why you think you know buying a rental property or just buying a home in general in your opinion might not be such a good idea. Okay, cool. Yeah, fuck a few things firstly. I actually have a property. It's an investment property with tenants in it. And so and so what am I? Yeah. One thing that I'll clear up is I'm not anti property. A lot of people say when I go and do these videos sometimes I'm trying to polarize the audience a little bit, but I'm not actually anti. And in fact, if you doing property investment wisely, it can be definitely find my dad actually a lot of his career was built on property investing and so I had a good insight to that growing up. And so I learned a lot about it. Now what I would say when I go out and say don't know it don't always rush into buying a home. It's more of the home you live in now, I know that this varies a lot all around the world and depending on interest rates and that the property market and all the thing the rental market, but definitely here in Australia Where We Are We have a thing here. It's The Great Australian Dream to own your own home. And where we are in the math doesn't stack up. It's where the time that you go and get a 30 year mortgage. And by the time you start paying the interest, which is your mostly paying interest for the first seven years and then when you factor in that most people sell and move and upgrade after seven or eight years, they realize that and that first eight years. They haven't paid anything off the house. It's well, it's more like 10% of the house. Okay, that mostly been paying interest every month which is dead money the exact thing they're trying to avoid in the rental. Now when you factor in then that they have the running costs and maintenance the the roof that are caving in the fences that need to be painted all the things when you factor it all in they're not usually better off. They're better off just renting which is a lot cheaper and then getting the cash flow difference every month and then putting it into something like what I just mentioned before like a 8% eight and a half percent Vanguard fund. And yeah, and if you actually calculate it, they're usually better off doing that. And so where I am, for example the house that we the apartment we live in is a 3 million dollar apartment. And we actually they offered us to buy it. They wanted us to buy it initially the owner wanted to sell and we said no, I don't mind this bloody thing. We pay 1390 a week in rent and so 1390 aware and that's everything. That's the broken fridge. That's all the everything included and we got we pay for electricity obviously, but but in terms Of the maintenance and the body corporate and the running of the pools and the gym here we have in this facility. That's everything and so on three million. I mean, I mean, I would I calculate the other day depending I think if I were to sacrifice a 500 Grand as a down payment and you know, I could be earning eight and a half percent on that and then I was to go and get a loan like a mortgage on the rest of it. It's the the rent the amount that we pay in rent every week doesn't even cover half of the First, you know not to mention all the other not to mention all the other and so it's definitely here where we are. It's it's more black and white. It's more obvious that it's a bad play the homeownership thing. And so that's what I try to share because even when I share those numbers people still say people are so ingrained in this belief that you got to buy a house and it's bad to rent that. They they can't even you know, objectively look at the numbers which is crazy to me. And so that's that's part of my message now as it, you know, if we're to go in About investment property. It's a little bit different because obviously when you put a tenant you got some income coming in to pay off the interest the interest becomes tax-deductible all the running becomes tax deductible. There are more benefits. There are definitely more advantages to you know here where we are getting a place and putting a tenant in it. Now if we were to say that then I would have to throw in. Well, why don't you just buy a real estate investment trust? Yeah. I know why don't you because these some of these rebates are paying six seven eight percent a year and and that means they don't have to deal with tenants. They don't have to do with the agents. They don't they still don't have to deal with the with the running costs and the maintenance and the upkeep of the house. And so even then I would say still, you know still do re it's over the you know, which is a liquid investment that they can they have direct access to and they can click a button and and in three days they're going to have they could sell a hundred dollars worth of their fund. They could sell a hundred thousand dollars worth of their fund. Where is you know, when you have one set of one set of bricks and mortar that is sitting in Suburbia. With with some tenant in there doing God knows what you know, it's you can't just go and sell it as easily. It's a it's not how I would want to run my look. I'd look ahead and I do I do have one of them and that's part of the reason that I say, you know compared to my real estate investment trusts, which is extremely liquid extremely passive extremely flexible asset class, which actually the return also has as exceeded my actual physical Cool, bricks-and-mortar property. Yeah, and so I say well justjust do that. I mean that's what I would do. Now. Then you go one more like final level up would be multi multi door complex, as you know a little bit similar to what Grant Cardone to doing over there. That's another level again. And that's where you know buying something that's physical may start to actually pay off but in terms of buying single doors in Suburbia, it's not it's not my cup of tea. Yeah. A point kill will through wrapping up here. I've got a couple quick fire sort of questions for you if that's okay. Do you you know, do you read a lot of books or listen to audio books throughout your day or what? Does it look like for you? I've also laid a lot between audio and physical. What I will say is I usually I try to stick to one book at a time and probably probably I would say quite a week. Not one a week for we just under maybe 30 to 40 a year. I think that'll be probably reasonable. Yeah, and so now I'm on Audible at the moment the will go I'm reading right now as I'm on Audible. I find that the benefit of the audiobook is that you when you're driving when you're walking when you're you know doing your thing, you can read on the go and so I like I like that. I also like the benefits of having a physical because I like to take notes and highlight and all that kind of thing. But yes, I do both. How about 30-40? Yeah. Nice. Do you get a lot of heaters or you know criticism or negative comments or feedback, you know being in the online space? I have over the years. I feel like it affecting me less and less as I as I continue to learn and evolve definitely back in the early in the early online money making when we're doing infinite Prosperity. Definitely more now. I seem to be a lot less like definitely get people talking smack and drop it drop a little cheeky here and there but you know what? I found out about haters is the only hate or the only complaints or challenges that you get and the Ones that actually hurt the ones that are actually saying something that you yourself somewhere deep inside believe is true and you don't like that part about yourself because anything that someone says that it's if it's not true then it's just like oh, yeah, they just they just don't understand. I mean, it doesn't hurt but if it hurts if it hurts Then I then I usually say look within and find out why it why is it hurting maybe, you know, maybe there's some area that they're bringing to your awareness that you need to work on a focus on a bit more. Well, it's probably something that we wouldn't learn from, you know, all the content that you put out or videos or yeah photos or whatever else that we might not know about through that those mediums. Say that again. What's like maybe something that we wouldn't know about Louis marker from all of the you know, social media posts and that kind of thing. Oh God. Okay. That's that's a good. I don't know. Actually, I think I might I tried my best to be very transparent. I was gonna say, I mean, I do think it's very transparent like right up to the, you know, wearing the robe and slippers and I kind of things like I feel like I know you inside out even No, you're halfway across the world. I look I look II there probably will be some things but I'm pretty transparent that even even though when I'm having a crappy day or I you know, once I shared I got angry one day. I had a bit of an emotional reaction to something on the computer. I think the computer wasn't performing at Peak speed and that can get under my skin. Sometimes when I'm in a rush. So I bat what I did here is I bash my keyboard with us with my fists, you know broken the keys were flying a broker. And I did a little I did a little story on that. I shared that on my I just lost my shit had to go buy a new keyboard. And so and so even if I try to share a bit of a tall hangovers and the ups and the Downs kind of thing, so you look and to be honest actually maybe a little bit too transparent at times people sort of say like well, I don't know if you should be sharing that as a someone in your role as an influencing people sharing things that are not good habit. So, you know, it comes with comes with drawbacks, but I try to share a reasonable amount. Yeah. I still think we sort of touched on this earlier, but where do you get your best ideas? That's a good that's a good one best ideas at the moment with what I'm working on in terms of building the school and coming up with creative content. My best ideas usually come one. They get seated through my learning. So my reading when I'm reading something particularly from some of from an author who have not read before and who I can tell a very inspired by what they're writing about and I sometimes I get a little bit of a spark and then what I like to do is I I like to try and put my own spin on this thing and repackage it in a way that has my own flavoring on top and and then I can go and share that and put it in my in my school and in The Mastermind, so I would say probably ideas is reading but then also when I read it it's like this simmering effect of of thinking about what I've just read me and and that usually happens look in the shower or on a drive or something like that. You know. Yeah, I think point you just mentioned their bike, you know when you learn And you like to add your own flavor and then teach it back maybe three Instagram or whatever other medium. I think I've got some find that is partial for myself when I'm reading even if it's just, you know talking to a friend about whatever it is. I've learned or consumed up morning or whatever it is. I think I find that super powerful. It just really cements, you know the concept or the key idea that you know, you red white and actually I suppose. It comes back to actually you want learning is you know, it's it's those different levels and it's when you teach a bock it's just something that learning even further. So definitely agree with that represent a hundred percent. I mean, in fact even in the Egyptian mystery school they used to do a thing where when they learn when they were learning to become Masters a part of the way that they would learn is to go and teach other people the other initiates and in the teaching is your greatest learning and so definitely it makes a massive difference. What does Is the most useful product or service that you have personally bought this year under say a hundred us or sorry Australian dollar and there are hundreds John useful product. So that is a tough one. I think someone before said airports as a sort of idea for you. Okay are Parts. Okay. Well in that realm I mean airports here, I like they're like two or three hundred bucks. Yeah, they're pretty sure I don't assume. Placement. Okay. Well look in that realm. You know what I love I really do love is my is my mouse that I have right here and it's the Logitech MX Master to S. If you have you heard of that one actually the movie did you share that it's like the one that curves around your hand. Well, I did I got a vertical they got the new version of it the vertical one. And actually I don't like that as much I like the Old Faithful the old traditional so that I mean look man when you're working like what we do maybe 12 hours a day on the computer. Whether you want to have a really good Mouse and this buddy thing has like eight buttons and all the thing that makes a massive difference. I'm literally using a 12 hours a day. So for under a hundred, I would probably that's comes to mind. I would probably have to go that yeah nice one and then finally any strange passions or hobbies that we might not all but for some Russian but strange passion look, you know, I get foot rubs a yeah, I know that well, I yeah, I just recently In my recently was compiling my finances for the last Financial year. And what I do is I sort of prioritize it by by vendor in a way. I'm spending my money and analyzing that 9 Grand I spent on wall foot massages. Yeah. Well, so it's a little it's probably a little bit of an obsession. Yeah bit of a weird fashion a lot of my love me a foot massage, and so I'll go I'll go sort of in I went yesterday. And so I went yesterday and I'll just go get Robin. Hey call out. Could you call that? They know me my Name and I have my favorite my favorite masseuses workers there and they're great and I show up I take my laptop. I take my ear pods and I literally gone bang out an hour of work and sometimes it's my best most productive work. Yeah, and it's great. I love it. And so let's let's call it the foot massage. Yeah. I was it just addresses it just you know a full rubdown and wash or is it what it what is it? Well, well once you do it, it's called Happy Feet Foot Steam and so you can choose between a stain and a spa but You are going for the spa which is just this little bucket you get there and you put your feet in this bucket of hot water and they soak there for about five minutes and then and then the masseuse comes over and and then it's a full foot. It's a reflexology they call it but it's a full foot and calf Foot & Leg rub and I like your son didn't cough. Oh man. It's amazing. It's so good. And then you sit up in his I'm sitting to the upright in this recliner sort of leaning back a little bit, but I can set up actually take have my laptop here on my lap and I actually do work and listen to music and it's it's amazing. It's my favorite thing to do. Yeah, I'll warm red line here this thanks very much for coming on the podcast really, you know, I'm glad that we got the chance to speak and are grateful for you taking the time out of your day to have a child with me. So thanks my pleasure, man. And thank you so much for having me live a great questions as well. I hope that they can provide some value to the listeners. And for sure if they could just get one thing from it. That would be really Be cool so flexible. Thanks, man. Appreciate it. If you haven't subscribed yet to my podcast. What are you waiting for? Please hit that subscribe button and leave me a review to let me know what you think about the podcast.
Lewis Mocker is an international mentor with a mission to teach, share, inspire and guide others in the areas of health, wealth, wisdom, business, relationships, leadership and spirituality. In episode 11, Niall got a chance to speak with Lewis and learn more about his mission! Niall is enrolled in Lewis' monthly mastermind where each month, Lewis releases a series of videos covering a specific topic. Lewis reveals his take on how to diminish fear, one of the best ways to passively invest, whether or not you should own a house to live in + more! One of Niall's favourite episodes to date! Find Lewis here:  Instagram: @lewismocker Youtube: Lewis Mocker Website:  https://lewismocker.com  ____________________  Welcome to the Young Professional Podcast - my name is Niall Lawther and I’m hugely passionate about business and entrepreneurship. I started this podcast because I wanted to connect with and learn from successful entrepreneurs and business owners, and share their stories and insights. I hope these episodes allow you to learn, grow and level up in your life! Thanks for listening - please consider subscribing and leave a review, it'll make my day! US listeners: Get a free trial of Audible! **Disclosure: The above are affiliate links - please note I will receive a small commission if you sign up to the free trial, at no additional cost to you. 