Throwaway because my friends and bf know my username, sorry this might be long.

The title is a tad bit misleading, but let me start off by saying I love my boyfriend dearly. He’s a really a great guy and I love being with him. 

A little backstory: My [F/23] boyfriend’s [M/25] parents went through a very nasty divorce about a year ago. They were forced to sell his childhood home, and his mom moved into his grandmother’s small apartment.

After his parents sold the house, my bf moved in with his older brother and fiancée. BF pays them rent (a small amount, maybe a couple hundred dollars a month) but buys his own groceries, does his own laundry, etc. 

Now, this is my issue. BF talks about how his mom is planning on moving into a larger home because she wants her own place again. He says once she moves, he will live with her. At first he said he is doing it for moral support because of the divorce, but he then revealed he thinks paying rent is stupid. 

If it ever comes up in conversation, he will talk about how rent is throwing away money, a waste, etc. and how he will buy his own place instead. Now, this hurts my feelings because I have been on my own paying rent since college, but that’s a whole separate thing. 

As I mentioned, he says he would rather save up to buy a house, which I understand. However, I know there probably isn’t much saving going on because he always complains about how he needs to actually start saving and he’s so broke. I know for a fact he is making about $80,000 at his job, I don’t see why he can’t set aside enough to move out on his own. For reference, where we are, to live with roommates it would probably be about $500 - $800, or $1200 - $1500 to live alone. 

I think there is some insecurity going on, because a few of his close friends have already bought their own homes. 

So, WIBTA if I expressed these feelings to my BF? I don’t know how to approach this subject. I just think at age 25 it might be time to have some independence. 

TL;DR: BF currently lives with his older brother and is planning on moving back in with his mother once she gets a bigger house. He won’t  pay rent because he thinks it’s a waste of money. He says he would rather buy a house, but has put in little to no effort on saving money. 