Is AUTHOR wrong in the post ? POST : My dad died two years ago yesterday. My family wasn’t well off, so I started a gofundme page completely on my own after asking my parents if that’s what they wanted. My dad didn’t really want to ask for monetary help, but accepted it because he didn’t want my mom to end up in a bad spot financially from medical debt. I was already 21 at the time and moved out with my boyfriend so financially, his medical bills didn’t affect my living situation.

My mom and his old work friends helped put together two different benefits after his passing to help further continue to cover costs. I didn’t have too much to do with planning with those. I was just asked to show up and talk to people, give raffle tickets, show people my dads collection of cool stuff, whatever. I want to stress I didn’t have much involvement with the benefits. My fundraiser page didn’t get to what the bill total was, so I didn’t think much of the two benefits. Apparently there was also a donation basket at my dads funeral, I’m not sure if it was by request from people attending so they could keep helping or if it was my moms idea. 

The hospital ended up covering a lot of the medical bills after insurance ran it through and my mom took it there to be looked at. The rest was covered by any money that was given for the cause. I don’t know how much was left after medical bills were paid, but I know they were completely paid and then some, since my mom made a donation to the hospice care place. 

I never asked about a will or any money before, and I don’t know if it would be bad if I did now. I ended up some medical debt recently. I had to have a root canal and a major cleaning on my teeth because my parents were never able to take me as a kid because of either no insurance, or it was just neglected. I also have a few hundred in psychiatry bills because I recently got officially diagnosed with five different mental illnesses, also something that we weren’t able to do when I was younger. Not only do I have the office bills, I now take medication. My insurance does not cover it all. 

The debt is really scary, and I know it’s my *own* debt, but a lot of this I’m having to handle by myself as an adult because of the neglect I had for these issues as a kid. I don’t want anyone to think that I believe I’m entitled financial help or cash by my mom, I don’t want anyone to think I’m looking for validation. I’m just in a tough spot and want to know if I WBTA if I asked about a will or if there’s any way I could get help with my bills but I don’t want my mom to think I’m just trying to get some of the fundraiser money. 

TL;DR my dad passed away and many different fundraisers were given to my mom for medical bills even though the hospital covered quite a bit of it. I’ve since required medical debt dealing with issues that have gotten worse since my parents didn’t/couldn’t get these issues checked up when I was younger. WIBTA to ask for a will or any help *now*?