We've been married for 2 1/2 years and our finances are almost completely separate. Our Auto insurance is combined to one policy, but we each pay separately for our individual coverage every month. 

I got an email this morning stating that our renewal was ready for review. I logged in to check out the paperwork and saw that our rates increased by about $80 a month total.  

I called our insurance company and asked what was going on, to find out that my husband was at fault for an accident back in October. I knew about a large dent in his front bumper, but he told me he had hit a guard rail and it was just cosmetic damage. Never mentioned anything about an insurance claim. 

I feel a bit conflicted about how to handle this. Both of our individual rates increased, and we would normally pay for those separately. However,  I think he should cover the total increase since he caused the accident and then LIED to me about it. 

It's not that much money at the end of the day and maybe I'm just pissed right now. We'll have to have a serious talk about the lying regardless, but WIBTA if I ask him to cover the full $80.00 per month increase?

