Is AUTHOR wrong in the post ? POST : Last week I totaled my truck due to some bad weather (I hit a patch of ice and lost control). Despite me driving the truck for 4 years, putting gas on it and covering maintenance, the title of the truck is still under my parent's name. The truck was given to me as a graduation gift. The only thing they currently pay for on the truck is my insurance (the truck is paid off). 

However, after they surrendered the vehicle to the insurance company, they told me I better "start saving up for a new vehicle". I kind of expected to at least receive the payout for the truck so I can put it towards a new vehicle (I estimate the payout to be at least 5,000 USD). 

Am I the asshole for expecting the money? I understand that they did pay insurance and gave me the truck, but I still feel kind of blind sighted by this. I'm a full time college student btw, and I don't have that much saved up. My dad, meanwhile, is a well-off lawyer. Idk, am I wrong? 