Is AUTHOR wrong in the post ? POST : First off, I love my parents and would do anything for them. We are very close, talk almost daily and see each other every weekend. 

BTW sorry for my english, it is not my native language. 

My parents are the same age, both had a rough childhood. Then they had kids and had a rough time (financialy) bringing us up. Later on I had to go through the same as I worked to get money for my drivers licence, my first car, then worked to pay for college. Now that the kids are grown up and some good things happened to them career wise they are getting wealthier. Not rich by any means, but they can do what they want and still have something left. 
As they recently both passed the age of 50 they have been expressing concerns of what they will do money wise when retirement comes. For the last year I have been pitching them ideas on small businesses that they could do similar to their current jobs. I dont want to be specific becouse I could get identified, but my dad has a good trade skill in a blue color job and could easily transfer to being self employed. 
Now since they had a pretty poor life up untill now they want to use the money that they are earning now to get back at what they missed out on. Nice cars, expensive vacations. I completely understand their thought process, but... On one hand they spend all of their new income on expensive shit and on the other hand they cry about how they are not gonna have money for their retirement. 
They completely deny any of my ideas for atleast a bit of financial independence. 
Last weekend they told me that they dont want to risk saving money and dying to early unable to enjoy it.

They said that if they live long enough to go to retirement I am here to help them out financialy. Now, as I said I love them, but this is just selfish. I told them I will not help anybody that doesnt want to help themselfes. 

AITA?