My friendship with "rachel" has been tumultuous over the 10 years we've been friends.  She makes very poor decisions and expects me to either help her out of whatever mess shes in or listen to her whine and complain. 

Example: she decided to furnish her home with "rent to own" furniture and electronics.  The type of situation where you pay a small amount every month but you pay for years.  You end up paying 3x what the furniture is worth.  Ok.  Not the best idea but not a disaster.  But then she started getting calls from the rental company encouraging her to "upgrade" her furniture and electronics.  She upgraded.  When i pointed out that not only did she increase her payments she extended her debt another 5 years.  She told me to mind my own business.  Fair enough.  But then she whines about her debt to this company.  

The last straw for me was when. We went out for dinner and she whined and complained the whole time about how she cant get out from under the "crushing debt".  But in the next breath shes bragging about the new 4k tv she just purchased(rented?) through this company.  I basically tuned her out but then the bill for dinner came.  Suddenly she "didnt know it would be this much" even though its a restaurant we frequented.   She hinted strongly that i should treat her because shes saddled with horrible debt.   I paid to avoid causing a scene.   On the walk home i decided i couldnt take it anymore.  So the next time she texted i ignored it.  

I feel terrible because we have been friends for a long time.   But i also feel like shes never going to stop complaining.  I dread talking to her.   I never thought id ghost anyone.  But i feel like there is no choice here.  



