So my good friend Kim and I are both in the same age range (late 20s), live close to eachother, and spend a lot of time with eachother because we share a lot of interests. We both have jobs, and although I'm far from being rich, she seems to struggle with money more than I do. 

Because of that, I often lend her money (yes, I know the rule about "don't lend money if you really need it back, I'm okay with that), and even pay for some of her stuff when we go shopping. 

The problem is: Kim really doesn't seem to care about her stuff. In the past year, she's been in several minor car accidents, and now her car is inoperable. At one point, her dad fixed her car for her after finding replacement parts, and she crashed it a few days later. 

She had a book of mine for a while, and when I got it back the pages were obviously damaged with water. 

In the last year, she's also destroyed her phone several times. She dropped one in a toilet. Her mother gave her another phone, and she dropped it in a water pitcher (hooooow). So then I said I could give her my somewhat old phone that still worked (with minor problems like a shitty battery). She offered to pay for it, but I said she could just give it back to me when she gets a new phone. 

It took like 10 days before the phone was annihilated. When I saw her last night, she had removed the case, and the screen was destroyed, with little glass left around the home button. 

I get that some people are more clumsy, but at this point, I'm getting irritated by how she clearly disregards her and other people's objects. I don't feel like helping her anymore, because even if I give her money, she'd probably buy something and then destroy it soon after. At the same time, I know it's not all about material stuff, and I've broken my fair share of objects throughout my life. 



