Is AUTHOR wrong in the post ? POST : Basically just as the title says. I recently switched jobs and I opted to cash out my old 401k rather than roll it into a new one. It’s not a ton of money, but I would be getting enough back to put a substantial amount towards debt. My wife is calling me selfish for doing that. 

My credit isn’t great right now so I’m trying to get a few debts paid down, but she can only wants to use it to buy materialistic things (her credit is decent). I told her we would be happier in the long run without having to go into our checking account to keep making payments on student loans, credit cards, etc....

AITA?