Recently applied for a 2 bed/1 bath apartment. It will be shared by myself, a female friend(I'll refer to as K) , and her boyfriend(I'll refer to him as BF) At the end of the semester another friend of mine will move into my room and we will split costs 4 ways. Everything will be split as evenly as possible.

Today we got denied the low down payment option of $400 because BF, who makes the most money, has shit credit. They wanted one months rent of $2199 as a down payment. I've got my portion of $2199 saved up but K and BF do not.

My issue is I would not be willing to put down additional down payments past my 1/3rd of the quoted $400 because my credit is great and I've put effort into keeping it that way.

WIBTA If on the next apartment we apply for I demand that BF pays a majority of the down payment since his credit makes it necessary?