Is AUTHOR wrong in the post ? POST : I’ll preface with I’m just learning about good money management, being debt free, saving, and investing. Im kind of an all in or nothing type of person and I have really high expectations for meeting my goals. Recently I’ve started budgeting and I’m aiming to save at least 20% of my income. Most times I feel stressed and overwhelmed when it comes to meeting my goals because I gross only $45k a year and the cost of living is not cheap in my area. I watch my account like a hawk and count every dollar spent and I don’t splurge on myself at all. 

With that being said, my family thinks I’m selfish for not giving them money. They are a lot more careless with money but because they raised me and have given me money throughout my life, they expect more generosity from me. If they ask for money and say they will repay me on a certain date, they get offended when I ask for it on that date. 

Money is my #1 stressor and it’s hard for me to give when I don’t feel like I have enough. It just causes me more stress. I appreciate what my family has done for me and I want to help them when they are in need so part of me feels selfish. I sacrifice and live frugally so that I can manage to save some portion of my income. Knowing that they don’t live like me and they spend carelessly makes it hard for me to sympathize because they don’t save or prepare ahead. 

Am I the asshole here? If I have money to save, do I have it to give when they are in need? 