My girlfriend tells me fairly often that her parents tell her that money is tight in the time since her parents have been retired. I know it bothers my girlfriend because it makes her feel bad. 

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Well, she's about to graduate college and we're about to move into our first apartment together. As a graduation gift, my girlfriend's parents are planning on giving her (us) up to $1,000 to spend on a bedroom furniture set for our apartment. 

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Last week I mentioned to my girlfriend I think it's ridiculous they want to give us $1K when they complain about money all the time. She brushed it off.

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But she brought it up again tonight, saying that I ruined the gift for her by making her feel like shit about her and her parents. She says I always condescendingly critique her parents and their financial decisions/behaviors and belittle them. (It is true that I take problems with a lot of their actions and don't hesitate to voice what's wrong with them to my girlfriend.)

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I told her that I told my own mom about it and that my mom agreed that SO's parents are whack. I told my gf this and told her that's why I decided to voice my opinion about it. She was very upset.

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So, am I the asshole for simply pointing out the very contradictory words and actions of my SO's parents?