Is OTHER wrong in the post ? POST : Hey Reddit, I'm pretty 50/50 on this and not sure where I should go from here, so input on my potential asshole-ness is very much appreciated :)

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So long story short, back in 2017 I had been dating this guy for a while and things were going pretty well. We lived together and used a joint account to pay bills where we would each put in half the amount needed. It became pretty obvious that his car was on its last legs and he needed a new one. His credit was frankly awful, but we were 22 at the time so that was to be expected. The smart thing to do would have been to get a clunker for a couple grand. He didn't want to and ended up getting a loan for 15k for a used car. I was stupid and agreed to co-sign because my credit is actually pretty good and things were going well at the time. Only the dealership was a little shady. They rushed through the paperwork and it turned out that I was not co-signing, but co-borrowing. Basically, the car is in my name primarily. So at this point we have a joint bank account and he is driving a car that's under my SSN, but he's making all payments.

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Fast forward a year to 2018 and things end very badly, to put it nicely. We don't talk anymore because he has called me numerous times both drunk and sober yelling, called me a bitch, threatened to sue (for what IDK because I never got served), and said that "I should run away if I ever see him in public." Cool. I was angry and a little afraid so I did nothing. Now I'm past that, but the bank account and the car still exist. He uses the account frequently and I have full access to it. I check it monthly to track his car payments because I don't want a delinquency on my report.  However, I don't want the liability of either the account or the car in my name. But I do know that, in the case of the car at least, I agreed to be responsible for it. So Reddit, WIBTA if I asked him to close out the account and use his own and refinance the car under his own name?

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(FWIW, the loan is 7 years (\~5 remaining with 7.something% interest so refinancing would really be in his best interest anyway. Not sure if that helps my case here or not)