Question: Do urban legends always have to occur in cities?, Answer:No, Description of Legend: Traditional story of heroic humans., Fact1: An urban legend is commonly accepted folk lore. , Fact2: Urban means related to a city., Fact3: Many urban legends occur in rural towns that lack dense population., Fact4: Most Urban legends are unverified due to lack of witnesses. 
Step1: In what settings do urban legends occur?, Step2: Does #1 only consist of urban environments?, Wikipedia page for step 1: wiki: Urban legends, Wikipedia page for step 2: , not_definitive_answer: False, incorrect_answer: False