Chili Palmer:  I never thought you 'd be this dumb leaving three hundred grand in a bag in the closet under an extra blanket but I guess you are
Leo: I did n't know where to put it where would you ?
Chili Palmer: How about a bank ?
Leo: They 'd report it to the IRS
Chili Palmer: You do n't open an account you put it in a safety deposit box dip it in whenever you want
Leo: How did you know I was here ?
Chili Palmer: I 'll give you another tip , next time you write to your wife do n't use hotel stationary
Leo: It was Faye was n't it ? She told you about the money ? Did she tell you my whole life history too ?
Chili Palmer: I 'm here to save your ass
Leo: How ? By taking my money ?
Chili Palmer: No , you get to keep the money you won today that 's yours
Leo: It 's all mine
Chili Palmer: I do n't know how you got this far , your so fucking dumb but your through and I 'm going to explain why and I hope you 're not so dumb you wo n't understand , Ray Bones is the man your dealing with now when Bones finds out what you did his going to take everything including the sporty little hat you got on your head and most likely he 'll shoot you so you wo n't tell on him but I 'm not going to do that I 'm not going to hurt you now you got three hundred and ten thousand in the bag I 'm going to take the three hundred grand you scammed from the airlines and the ten that 's left over I 'm going to borrow from you and pay back at another time
Leo: Wait , your taking all my money but borrowing part of it ?
Chili Palmer: At eighteen percent and do n't ask another question I 'm leaving now
Leo: What 's this eighteen percent shit ? You want to borrow _ ten _ the vig is three bills a week that 's fifteen for the vig plus the ten that 's twenty five big ones you go the whole year buddy , you hear me ?