Title: Try Dave Ramsey. Sentence 1: Roni likes to spend a lot of money. Sentence 2: She has spent so much that she was forced to file for bankruptcy. Sentence 3: During our last conversation she asked me for money advice. Sentence 4: I told her I'm debt free from the methods read in Dave Ramsey's book.
So instead she hands out wads of money to all of her loved ones.