Title: Mike Avoids the Need for Student Loans. Sentence 1: Mike was determined not to go heavily in debt while attending college. Sentence 2: He delayed applying to colleges for three years. Sentence 3: During those years, he lived with his parents and worked full time. Sentence 4: He started his bachelor's degree at age 21 and never needed a loan.
Mike was successful at staying out of debt during his college years.