Sentence 1: Frank borrowed Jesse's car to run some errands. 
 Sentence 3: Jesse thought Frank had been careless 
 Sentence 4:  Frank would not pay for the damage to the car 
 Sentence 5:  Jesse did not let his friends borrow his car anymore 
 Option 1: Frank got into a collision with another vehicle with Jesse's car. 
 Option 2: Frank deftly avoided a collision with another vehicle with Jesse's car.