Sentence 1: Carla walked into work complaining about her auto insurance policy. 
 Sentence 3: The teenager didn't have a driver's license plus he was wrong 
 Sentence 4:  Carla's insurance agent said Carla can have her car paid off 
 Sentence 5:  But no insurance company would replace Carla's car 
 Option 1: Yesterday, a sixteen-year-old driver crashed into her. 
 Option 2: Yesterday, a sixteen-year-old driver crashed into her and the insurance company replaced Carla's car.