Sentence 1: Stacey got her first credit card. 
 Sentence 3: Soon, the so-called emergencies mounted up 
 Sentence 4:  Stacey needed another credit card just to deal with all her expenses 
 Sentence 5:  Stacey now has $15,000 of credit card debt 
 Given Sentence 2: It was just for emergencies and she would not carry a balance.