Sentence 1: Lina wanted to buy a car but her credit was not very good. 
 Sentence 3: Her first step was ordering a credit report to track her debts 
 Sentence 4:  Next, she called to settle everything that she could afford 
 Sentence 5:  She had to wait a few months for her credit to adjust to buy her car 
 Option 1: Her  mother co-signed and she bought the car. 
 Option 2: She decided to try to get her credit in order.