Sentence 1: Susie went to lunch with her friend Fran. 
 Sentence 3: At the end when it came time to pay, Susie handed over her card 
 Sentence 4:  It was declined 
 Sentence 5:  Susie felt so embarrassed 
 Option 1: The two had a coupon for the restaurant to eat for free. 
 Option 2: The two went to a cheap restaurant.