______,Combine dry ingredients; add combined oil and 3 eggs, mixing until moistened.,Fold in apples and nuts. Reserve 2 1/2 cups batter and pour remaining batter into greased and floured 10-inch tube pan.,Pour cream cheese mixture over batter; carefully spoon reserved batter over cream cheese mixture spreading lightly to cover.,Bake at 350° for 55 to 60 minutes or until wooden pick inserted in center comes out clean.,Cool 10 minutes and remove from pan; cool thoroughly.