Sentence: 'Following numerous engagements by the Minister of Housing , the principal officer of the Financial Sector Charter Council and the Managing Director of the Banking Association South Africa the issues covered in the Memorandum of Understanding signed by the Minister , the MD of the Banking Association of South Africa and the CEO 's of the four major banks viz .', Argument/Subject 1: 'association', Argument/Subject 2: 'council'
be manage by