Comment: I trust that if you really want a free, no government interference mortgage and housing market that you will support scaling CMHC back, and eventually right out of existence.  After all, all these mortgages on property bought at 6, 8, 10 or more times average family income are perfectly safe, right?  Even though the historic ratio is 3 to 4.  Let's also cut immigration back to the 300,000 per year it is supposed to be, not the 600,000 plus the Liberals are actually letting in.  And take those immigrants based upon skills and ability to speak English or French, not money and a willingness to donate to the Liberal party and Justin's family.  When we cut out both the idiotic, taxpayer-backed domestic lending, and the flood of foreign money coming in with visa "visitors" and such, then we will find the true value of property here, based on domestic incomes...