Not to mention there's MUCH cheaper ways to give birth. You can hire those professional doula birth women for 500 bucks who are always stationed near a hospital if by some 0.01% chance anything goes wrong. Hospitals and insurance are always far too expensive for birthing. Like seriously of course your hospital bill is 10 grand you're surrounded by an army of doctors at all times in the country with the number 1 health satisfaction. You get what you pay for.