See that's the problem. You only see the 1st and 2nd tier spending. From there the vendors you mention it spreads out, to the restaurants, the grocery stores, and on and on until we are ALL affected. If you work for a living this can affect you. If you don't work for a living, or at least don't work for a living anymore, I could see how you would be unconcerned about this -- good for you, glad you can sit there all cushy because you got yours and got out.