Comment: It's just the nature of the beast.  There are geese to be plucked and sheep to be shorn.

I escaped the big banks for a credit union some years ago and even it has gone down the same path of nickel and diming at every turn, while providing ever deteriorating service: viz. when I transfer funds online from my savings account (open, not locked into a rate) to my chequing account, I am charged a fee.

A pox on all their houses.  My they come down with a terminal case of Dorian Gray syndrome.