Comment: Cat:
Who appointed you protector of the average person or senior? I somehow missed that inauguration but I'm sure the attending crowd was a record number. 
I still have seen no evidence to show why these poor souls need to be protected from an investment approach that has proven to outperform and do so at a level of risk that is well below average since the time when stock markets first opened for trading. I've asked you to provide even a tidbit of evidence numerous times. Still waiting.
You have such strong opinions on this matter that one would think you have some supporting evidence?
SFI