Comment: I find it alarming that anyone views health insurance as a method of income redistribution. "Widening gaps between the well off and anyone else"... Seriously? It's nobody's business or problem how much I pay for my health insurance, what it does, and how much income relative to them, or what percentage of my income, I pay for health insurance and medical costs.

Should our healthy family be forced to pay $800+ a month for low deductible plan when we freely choose the higher deductible plan because, wait for it, it wastes less of our money and we would rather responsibly plan for the unexpected expenses causing us to meet our higher deductible? I don't need anyone to reevaluate our plans for us or decide we need to save less money to be "safer" medically.