Comment: You completely missed the point of nigel's argument.  His co-worker had no insurance, and basically paid next to nothing for childbirth because he COULDN'T afford the regular cost out of pocket.  That is how other people were screwed, because that cost was passed on to the rest of us.

Seems to me that, if you want total freedom, and want people to have the freedom to not have to have insurance, then you need to decide whether or not someone should still get treated for an injury if they 1) chose to not buy insurance, and 2) can't afford the treatment.

Nigel's question wasn't whether or not someone should be able to pay out of pocket if they can afford it.....it was addressing whether or not someone that chose to not have insurance, and can't afford the treatment, should still be treated.

I'm curious to see if you will ever actually have an answer, or just another dodge.