banking-marketing / README.md
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metadata
license: openrail
dataset_info:
  features:
    - name: age
      dtype: int64
    - name: job
      dtype: string
    - name: marital
      dtype: string
    - name: education
      dtype: string
    - name: default
      dtype: string
    - name: balance
      dtype: int64
    - name: housing
      dtype: string
    - name: loan
      dtype: string
    - name: contact
      dtype: string
    - name: day
      dtype: int64
    - name: month
      dtype: string
    - name: duration
      dtype: int64
    - name: campaign
      dtype: int64
    - name: pdays
      dtype: int64
    - name: previous
      dtype: int64
    - name: poutcome
      dtype: string
    - name: 'y'
      dtype: string
  splits:
    - name: train
      num_bytes: 6654353
      num_examples: 45211
    - name: test
      num_bytes: 665707
      num_examples: 4521
  download_size: 834481
  dataset_size: 7320060
configs:
  - config_name: default
    data_files:
      - split: train
        path: data/train-*
      - split: test
        path: data/test-*

About Dataset

Context

Term deposits are a major source of income for a bank. A term deposit is a cash investment held at a financial institution. Your money is invested for an agreed rate of interest over a fixed amount of time, or term. The bank has various outreach plans to sell term deposits to their customers such as email marketing, advertisements, telephonic marketing, and digital marketing.

Telephonic marketing campaigns still remain one of the most effective way to reach out to people. However, they require huge investment as large call centers are hired to actually execute these campaigns. Hence, it is crucial to identify the customers most likely to convert beforehand so that they can be specifically targeted via call.

The data is related to direct marketing campaigns (phone calls) of a Portuguese banking institution. The classification goal is to predict if the client will subscribe to a term deposit (variable y).

Content The data is related to the direct marketing campaigns of a Portuguese banking institution. The marketing campaigns were based on phone calls. Often, more than one contact to the same client was required, in order to access if the product (bank term deposit) would be ('yes') or not ('no') subscribed by the customer or not. The data folder contains two datasets:-

train.csv: 45,211 rows and 18 columns ordered by date (from May 2008 to November 2010) test.csv: 4521 rows and 18 columns with 10% of the examples (4521), randomly selected from train.csv Detailed Column Descriptions bank client data:

  • 1 - age (numeric)
  • 2 - job : type of job (categorical: "admin.","unknown","unemployed","management","housemaid","entrepreneur","student", "blue-collar","self-employed","retired","technician","services")
  • 3 - marital : marital status (categorical: "married","divorced","single"; note: "divorced" means divorced or widowed)
  • 4 - education (categorical: "unknown","secondary","primary","tertiary")
  • 5 - default: has credit in default? (binary: "yes","no")
  • 6 - balance: average yearly balance, in euros (numeric)
  • 7 - housing: has housing loan? (binary: "yes","no")
  • 8 - loan: has personal loan? (binary: "yes","no")

related with the last contact of the current campaign:

  • 9 - contact: contact communication type (categorical: "unknown","telephone","cellular")
  • 10 - day: last contact day of the month (numeric)
  • 11 - month: last contact month of year (categorical: "jan", "feb", "mar", …, "nov", "dec")
  • 12 - duration: last contact duration, in seconds (numeric)

other attributes:

  • 13 - campaign: number of contacts performed during this campaign and for this client (numeric, includes last contact)
  • 14 - pdays: number of days that passed by after the client was last contacted from a previous campaign (numeric, -1 means client was not previously contacted)
  • 15 - previous: number of contacts performed before this campaign and for this client (numeric)
  • 16 - poutcome: outcome of the previous marketing campaign (categorical: "unknown","other","failure","success")

Output variable (desired target):

  • 17 - y - has the client subscribed a term deposit? (binary: "yes","no")