user134698: I wanted to transfer BTC from coinbase to Celcius for the APY, but it costs me 0.0003 BTC just to transfer this money. That's like $5.
What is the workaround for this? How can I transfer money with small fees in the cents?

user13866: The workaround is either to use something like the Lightning Network or to choose a fee that is small and wait for a much longer time.
The transaction fee is effectively a bid in an auction of space in a Bitcoin block.
By using some system layered over the Bitcoin network you can potentially avoid the auction for many transactions.

For example see Liquid Vs Lightning

Layer-2 protocols expand the range of options available to Bitcoin users. They enable Bitcoin to scale and bring benefits that include lower transaction costs, improved speed, and increased anonymity.
This article compares two different, but complementary, layer-2 payment solutions for Bitcoin: the Lightning Network and the Liquid Network.

Also Wikipedia - Lightning Network

134698: <p>I wanted to transfer BTC from coinbase to Celcius for the APY, but it costs me 0.0003 BTC just to transfer this money. That's like $5.</p>
<p>What is the <strong>workaround</strong> for this? How can I transfer money with small fees in the cents?</p>
 13866: <p>The workaround is either to use something like the Lightning Network or to choose a fee that is small and wait for a much longer time.</p>
<p>The transaction fee is effectively a bid in an auction of space in a Bitcoin block.</p>
<p>By using some system layered over the Bitcoin network you can potentially avoid the auction for many transactions.</p>
<hr />
<p>For example see <a href="https://blog.liquid.net/six-differences-between-liquid-and-lightning/" rel="nofollow noreferrer">Liquid Vs Lightning</a></p>
<blockquote>
<p>Layer-2 protocols expand the range of options available to Bitcoin users. They enable Bitcoin to scale and bring benefits that include lower transaction costs, improved speed, and increased anonymity.</p>
<p>This article compares two different, but complementary, layer-2 payment solutions for Bitcoin: the Lightning Network and the Liquid Network.</p>
</blockquote>
<p>Also <a href="https://en.m.wikipedia.org/wiki/Lightning_Network" rel="nofollow noreferrer">Wikipedia - Lightning Network</a></p>
