This is a real-world medical entrance exam question, please give the true answer based on the question and selection. Topic name: None, Subject name: Social & Preventive Medicine
[{'content': 'Age limit in universal health insurance scheme is – \nSelect and explain. \nA. 10 – 20 years, B. 40 – 60 years, C. 50 – 70 years, D. 1 – 65 years', 'role': 'user'}, {'content': 'Answer: D \nExplanation: Universal Health Insurance Scheme\n\nSponsored by Govt of India for economically weaker sections of people\nThis is an ideal health scheme for panchayats, NGOs engaged in rural development, various unorganized sectors, groups of self employed persons, traders, craftsman, artisans etc\nThe policy provides medical reimbursement, personal accident cover, and disability cover.\nBenefits\n\n1. Medical Reimbursements\nThe policy provides reimbursement of hospitalization expenses up to Rs.30000/- to an individual/family subject to the following sublimit\n\nStay: Bed including boarding expenses- up to Rs. 150/- per day; in case of ICU Rs.300/- per day\nFees of surgeon, anesthetist, consultant, specialist, nursing etc. up to Rs.4500/- per illness/injury\nAnesthesia, blood, oxygen, operation theatre, x-ray, all laboratory test, dialysis, radiotherapy, chemotherapy, medicines, pacemaker, artificial limb - up to Rs.4,500/- per illness/injury\nTotal expenses incurred for anyone illness up to Rs. 15000/\n\n2. Personal Accident Cover: Rs. 25000/- for earning Head of the family in case of death due to accident.\n3. Disability Cover: Rs. 50/- per day of hospitalization for earning Head of the family up to 15 days but excluding first 3 days in hospital.\n\n\nAge limit: 3 months to 65 years.\nFamily: Head, spouse, dependent children up to three and dependant parents.\nFloater facility: The benefit of family will operate on floater basis. Total amount of Rs.30000/- may be spent on individual or collectively by members of the family.\nPremium Subsidy For PL Families: Govt will pay Rs. 100/- for each family towards premium for families living Below Poverty Line', 'role': 'assistant'}]