<commit_before>en-GB:
  flow:
    auto-enrolled-into-workplace-pension:
      title: Will I be automatically enrolled into a workplace pension?
      body: |
        Employers will gradually enrol all eligible workers into workplace pensions 
        between 2012 and 2018. Find out if you’re likely to be affected. 

        If you are self employed or the sole director of your own company,
        you won’t be automatically enrolled into a workplace pension.
      meta:
        description: Find out if you will be automatically enrolled into a workplace pension
      options:
        "yes": "Yes"
        "no": "No"
      work_in_uk?:
        title: Do you work in the UK?
        body: |
          You may count as working in the UK if you work on a ship or as an
          offshore worker (eg if you work on an oil platform in UK waters). 

          Ask your employer if you’re not sure.
      workplace_pension?:
        title: Are you already in a workplace pension?
      how_many_people?:
        title: How many people work for your employer?
        error_message: Please enter a number.
      how_old?:
        title: |
          How old are you going to be on %{enrollment_date}?
        body: |
          Employers will start enrolling their workers in October 2012. The
          latest you’ll be enrolled is 2018.

          Find out when you'll reach [State Pension](http://pensions-service.direct.gov.uk/en/state-pension-age-calculator/home.asp "State Pension age calculator"){:rel="external"} age.
        options:
          between_16_21: 16 to 21
          between_22_sp: 22 to State Pension age
          state_pension_age: State Pension age to 74
      annual_earnings?:
        title: How much do you earn?
        options:
          up_to_5k: Up to £107 per week (£464 per month)
          more_than_5k: £107 per week (£464 per month) or more
      annual_earnings2?:
        title: How much do you earn a year?
        options:
          up_to_5k: Up to £107 per week (£464 per month)
          between_5k_8k: Between £107 per week(£464 per month) and £156 per week (£676 per month)
          more_than_8k: More than £156 per week (£676 per month)
          varies: Hard to say - my income varies
      one_of_the_following?:
        title: Are you one of the following?
        options:
          armed_forces: A serving member of the armed forces
          agency: Working for an agency
          several_employers: Working for more than one employer
          overseas_company: Working in the UK for an overseas-based company
          contract: A short-term contract worker
          office_holder: An office holder
          carer: A carer
          none: None of the above
      not_enrolled:
        body: |
          $C
          You won’t be automatically enrolled into a workplace pension.
          $C
          
          You may want to talk to an independent financial adviser. 

          You can get free, impartial advice on UK pensions from [The Pensions
           Advisory Service](http://www.pensionsadvisoryservice.org.uk/ "The Pensions Advisory Service"){:rel="external"}
      continue_to_pay:
        body: |
          $C
          You won’t be automatically enrolled - you’ll continue to pay into
          your workplace pension.
          $C

          Your employer may need to make changes to your pension scheme in
          line with new laws around workplace pensions. They’ll let you know if
          this happens.
      not_enrolled_with_options:
        body: |
          $C
          You won't be automatically enrolled into your employer’s workplace
          pension.
          $C

          However, you have the right to join a pension scheme and your
          employer must provide one for you if you ask.
      not_enrolled_opt_in:
        body: |
          $C
          You won't be automatically enrolled into your employer’s 
          [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          However, you have the right to opt in to the workplace pension scheme.
          Your employer must let you join if you ask to and pay regular contributions.
      not_enrolled_income_varies:
        body: |
          $C
          If you normally earn less than £8,105 a year (£156 a week or £676 a
            month), you won’t be enrolled into a [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          However, if you earn more than this in a single pay packet (eg
          because of paid overtime), your employer will enrol you into their scheme automatically.
      not_enrolled_mod:
        body: |
          $C
          You won’t be automatically enrolled into a workplace pension.
          $C
        
          The Ministry of Defence will continue to make pension arrangements
          for you.
      enrolled_agency:
        body: |
          $C
          Your agency will enrol you into a [workplace pension](/workplace-pensions "Workplace pensions"). They can choose
          to delay your enrolment for up to three months but must let you know
          in writing.
          $C

          If you ask to join the pension scheme in the meantime, they must
          let you join.
      enrolled_several:
        body: |
          $C
          You’ll be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") for each
          employer or agency that pays you £8,105 a year or more.
          $C

          This means you may end up with several different workplace pensions. You may be able to combine these - talk to your scheme provider.

          Each employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled_overseas:
        body: |
          $C
          Your employer must automatically enrol you into a [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          The pension must meet the UK government’s standards within the
          European Economic Area or Switzerland.  It will be regulated in the
          UK.

          Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled_contract:
        body: |
          $C
          You’ll be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") by your employer. However, your
          employer can choose to delay your enrolment date.
          $C

          This means your contract may end before you are enrolled. If you
          want to join while you are employed there, write to your employer -
          they must let you join.
      not_enrolled_office:
        body: |
          $C
          You won't be automatically enrolled into a workplace pension, unless you have a contract of employment (eg if working as a prison
          chaplain).
          $C
      not_enrolled_automatically:
        body: |
          Your employer doesn’t have to automatically enroll you until sometime between 1 November 2015 and 1 February 2018.

          They will write to you if they choose to do it earlier.
      not_enrolled_carer:
        body: |
          You may be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") if the local authority gives your employer money towards their caring costs, and your employer uses this to pay you.

          You won’t be enrolled until 2015 at the earliest. Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled:
        body: |
          $C
          You'll be automatically enrolled into your employer’s  [workplace pension](/workplace-pensions "Workplace pensions") scheme. 
          $C

          If you stay in the scheme, you and your employer will both pay into your pension pot, and the government will also contribute through tax relief.

          If you want to opt out, you should do this before the deadline to get any payments refunded.

          Your employer will give you more information about the scheme they've chosen.

          Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.<commit_msg>Minor copy updates. Good to merge into master.<commit_after>en-GB:
  flow:
    auto-enrolled-into-workplace-pension:
      title: Will I be automatically enrolled into a workplace pension?
      body: |
        Employers will gradually enrol all eligible workers into workplace pensions 
        between 2012 and 2018. Find out if you’re likely to be affected. 

        If you are self employed or the sole director of your own company,
        you won’t be automatically enrolled into a workplace pension.
      meta:
        description: Find out if you will be automatically enrolled into a workplace pension
      options:
        "yes": "Yes"
        "no": "No"
      work_in_uk?:
        title: Do you work in the UK?
        body: |
          You may count as working in the UK if you work on a ship or as an
          offshore worker (eg if you work on an oil platform in UK waters). 

          Ask your employer if you’re not sure.
      workplace_pension?:
        title: Are you already in a workplace pension?
      how_many_people?:
        title: How many people work for your employer?
        error_message: Please enter a number.
      how_old?:
        title: |
          How old are you going to be on %{enrollment_date}?
        body: |
          Employers will start enrolling their workers in October 2012. The
          latest you’ll be enrolled is 2018.

          Find out when you'll reach [State Pension](http://pensions-service.direct.gov.uk/en/state-pension-age-calculator/home.asp "State Pension age calculator"){:rel="external"} age.
        options:
          between_16_21: 16 to 21
          between_22_sp: 22 to State Pension age
          state_pension_age: State Pension age to 74
      annual_earnings?:
        title: How much do you earn?
        options:
          up_to_5k: Up to £107 per week (£464 per month)
          more_than_5k: £107 per week (£464 per month) or more
      annual_earnings2?:
        title: How much do you earn?
        options:
          up_to_5k: Up to £107 per week (£464 per month)
          between_5k_8k: Between £107 per week(£464 per month) and £156 per week (£676 per month)
          more_than_8k: More than £156 per week (£676 per month)
          varies: Hard to say - my income varies
      one_of_the_following?:
        title: Are you one of the following?
        options:
          armed_forces: A serving member of the armed forces
          agency: Working for an agency
          several_employers: Working for more than one employer
          overseas_company: Working in the UK for an overseas-based company
          contract: A short-term contract worker
          office_holder: An office holder
          carer: A carer
          none: None of the above
      not_enrolled:
        body: |
          $C
          You won’t be automatically enrolled into a workplace pension.
          $C
          
          You may want to talk to an independent financial adviser. 

          You can get free, impartial advice on UK pensions from [The Pensions
           Advisory Service](http://www.pensionsadvisoryservice.org.uk/ "The Pensions Advisory Service"){:rel="external"}
      continue_to_pay:
        body: |
          $C
          You won’t be automatically enrolled - you’ll continue to pay into
          your workplace pension.
          $C

          Your employer may need to make changes to your pension scheme in
          line with new laws around workplace pensions. They’ll let you know if
          this happens.
      not_enrolled_with_options:
        body: |
          $C
          You won't be automatically enrolled into your employer’s workplace
          pension.
          $C

          However, you have the right to join a pension scheme and your
          employer must provide one for you if you ask.
      not_enrolled_opt_in:
        body: |
          $C
          You won't be automatically enrolled into your employer’s 
          [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          However, you have the right to opt in to the workplace pension scheme.
          Your employer must let you join if you ask to and pay regular contributions.
      not_enrolled_income_varies:
        body: |
          $C
          If you normally earn less than £8,105 a year (£156 a week or £676 a
            month), you won’t be enrolled into a [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          However, if you earn more than this in a single pay packet (eg
          because of paid overtime), your employer will enrol you into their scheme automatically.
      not_enrolled_mod:
        body: |
          $C
          You won’t be automatically enrolled into a workplace pension.
          $C
        
          The Ministry of Defence will continue to make pension arrangements
          for you.
      enrolled_agency:
        body: |
          $C
          Your agency will enrol you into a [workplace pension](/workplace-pensions "Workplace pensions"). They can choose
          to delay your enrolment for up to three months but must let you know
          in writing.
          $C

          If you ask to join the pension scheme in the meantime, they must
          let you join.
      enrolled_several:
        body: |
          $C
          You’ll be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") for each
          employer that pays you £8,105 a year or more.
          $C

          This means you may end up with several different workplace pensions. You may be able to combine these - talk to your scheme provider.

          Each employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled_overseas:
        body: |
          $C
          Your employer must automatically enrol you into a [workplace pension](/workplace-pensions "Workplace pensions").
          $C

          The pension must meet the UK government’s standards within the
          European Economic Area or Switzerland.  It will be regulated in the
          UK.

          Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled_contract:
        body: |
          $C
          You’ll be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") by your employer. However, your
          employer can choose to delay your enrolment date.
          $C

          This means your contract may end before you are enrolled. If you
          want to join while you are employed there, write to your employer -
          they must let you join.
      not_enrolled_office:
        body: |
          $C
          You won't be automatically enrolled into a workplace pension, unless you have a contract of employment (eg if working as a prison
          chaplain).
          $C
      not_enrolled_automatically:
        body: |
          Your employer doesn’t have to automatically enroll you until sometime between 1 November 2015 and 1 February 2018.

          They will write to you if they choose to do it earlier.
      not_enrolled_carer:
        body: |
          You may be automatically enrolled into a [workplace pension](/workplace-pensions "Workplace pensions") if the local authority gives your employer money towards their caring costs, and your employer uses this to pay you.

          You won’t be enrolled until 2015 at the earliest. Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
      enrolled:
        body: |
          $C
          You'll be automatically enrolled into your employer’s [workplace pension](/workplace-pensions "Workplace pensions") scheme. 
          $C

          If you stay in the scheme, you and your employer will both pay into your pension pot, and the government will also contribute through tax relief.

          If you want to opt out, you should do this before the deadline to get any payments refunded.

          Your employer will give you more information about the scheme they've chosen.

          Your employer can choose to delay your enrolment for up to three months but must let you know in writing. 

          If you ask to join the pension scheme in the meantime, they must let you join.
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