<commit_before>﻿title: Balance Sheet Analysis
category: page
slug: balance-sheet-analysis
sortorder: 0302
toc: True
sidebartitle: &nbsp; 3.1. Balance Sheet
meta: Here we cover the broader characteristics of the total banking balance sheet before exploring the detailed components.

# Balance Sheet Analysis

## Assets

### Growth

<img src="/img/balance-sheet-analysis/AssetChange01Q1to17Q2.png" width="100%" alt="Total Assets" class="technical-diagram">

A review of the change in assets on a quarterly basis shows a 3.47% annualized increase from 2017Q1 to 2017Q2. This is 153bp less than the previous quarter of 5.00%. This comes a bit under the average over the last four quarters of 4.32%. Another quarterly increase means a continuation of the quarterly asset-increase streak, which now stands at 17 consecutive quarters of growth. The last decrease came in 2013Q1.
<p>
In general, assets for the banking sector increase through time, even during recession. 2009Q1 was the only quarter since 2001Q1 that assets had any sizeable decrease, a 10% annualized drop. 2009Q2 showed a 3% annualized decrease as well. As opposed to the income statement, which shows severe losses, the balance sheet stays steadier in general during crisis.
<p><commit_msg>typo fix<commit_after>﻿title: Balance Sheet Analysis
category: page
slug: balance-sheet-analysis
sortorder: 0302
toc: True
sidebartitle: &nbsp; 3.1. Balance Sheet
meta: Here we cover the broader characteristics of the total banking balance sheet before exploring the detailed components.

# Balance Sheet Analysis

## Assets

### Growth

<img src="/img/balance-sheet-analysis/AssetChange01Q1to17Q2.PNG" width="100%" alt="Total Assets" class="technical-diagram">

A review of the change in assets on a quarterly basis shows a 3.47% annualized increase from 2017Q1 to 2017Q2. This is 153bp less than the previous quarter of 5.00%. This comes a bit under the average over the last four quarters of 4.32%. Another quarterly increase means a continuation of the quarterly asset-increase streak, which now stands at 17 consecutive quarters of growth. The last decrease came in 2013Q1.
<p>
In general, assets for the banking sector increase through time, even during recession. 2009Q1 was the only quarter since 2001Q1 that assets had any sizeable decrease, a 10% annualized drop. 2009Q2 showed a 3% annualized decrease as well. As opposed to the income statement, which shows severe losses, the balance sheet stays steadier in general during crisis.
<p>
{'fraction_non_alphanumeric': 0.05922368947579031, 'fraction_numerical': 0.04961984793917567, 'mean_word_length': 5.009615384615385, 'pattern_counts': {'":': 0, '<': 9, '<?xml version=': 0, '>': 9, 'https://': 0, 'lorem ipsum': 0, 'www.': 0, 'xml': 0}, 'pii_count': 0, 'substrings_counts': 0, 'word_list_counts': {'cursed_substrings.json': 0, 'profanity_word_list.json': 0, 'sexual_word_list.json': 0, 'zh_pornsignals.json': 0}}
{'dir': 'git-commits-cleaned', 'id': '4222410', 'n_tokens_mistral': 753, 'n_tokens_neox': 628, 'n_words': 350}