<commit_before>---
layout:		property
title:		"single_income"
schemas:	[loan]
---

# secured

---

Parameter to determine whether a single or joint income was used when assessing the loan.


The [FCA][fca] defines single and joint income loans as follows:

> Single income basis. This means only one person's income was taken into account when making the lending assess> ment/decision.
> Joint income basis. This means that two or more persons' incomes were used in the lending assessment/decision.

[fca]: https://www.handbook.fca.org.uk/handbook/SUP/16/Annex19B.html<commit_msg>Use correct title in single income docs<commit_after>---
layout:		property
title:		"single_income"
schemas:	[loan]
---

# single_income

---

Parameter to determine whether a single or joint income was used when assessing the loan.


The [FCA][fca] defines single and joint income loans as follows:

> Single income basis. This means only one person's income was taken into account when making the lending assess> ment/decision.
> Joint income basis. This means that two or more persons' incomes were used in the lending assessment/decision.

[fca]: https://www.handbook.fca.org.uk/handbook/SUP/16/Annex19B.html
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