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Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 727. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 727. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 42. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 6289. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is building society savings agreement or life insurance. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 42. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 6289. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is building society savings agreement or life insurance. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1271. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1271. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 999. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 999. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2122. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is no. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2122. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is no.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 750. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unemployed or unskilled or non-resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 750. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unemployed or unskilled or non-resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 2197. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 43. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 2197. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 43. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 6468. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is unknown or no property. The state of Age in years is 52. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 6468. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is unknown or no property. The state of Age in years is 52. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 1925. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 1925. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is delay in paying off in the past. The state of Purpose is car (new). The state of Credit amount is 4870. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 53. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is delay in paying off in the past. The state of Purpose is car (new). The state of Credit amount is 4870. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 53. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is repairs. The state of Credit amount is 2058. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is repairs. The state of Credit amount is 2058. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 33. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1382. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1382. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 652. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 652. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2134. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 48. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 3. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2134. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 48. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 3. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1274. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1274. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 5801. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 49. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 5801. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 49. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 4165. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 36. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 4165. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 36. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 2346. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 2346. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 21. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1188. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 21. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1188. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 1919. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 1919. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (used). The state of Credit amount is 3812. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (used). The state of Credit amount is 3812. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 4297. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 4297. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1881. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 44. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1881. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 44. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 433. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 433. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 1255. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 61. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 1255. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 61. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 36. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 3913. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 36. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 3913. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is delay in paying off in the past. The state of Purpose is car (new). The state of Credit amount is 1344. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 43. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is delay in paying off in the past. The state of Purpose is car (new). The state of Credit amount is 1344. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 43. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 14555. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unemployed or unskilled or non-resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 14555. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unemployed or unskilled or non-resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 4308. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 4308. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2284. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2284. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 10. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 1275. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 10. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 1275. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 4151. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is building society savings agreement or life insurance. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 4151. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is building society savings agreement or life insurance. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1076. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is no. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1076. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is no.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2864. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2864. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is car (used). The state of Credit amount is 3632. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 22. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is no. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is car (used). The state of Credit amount is 3632. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 22. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is no.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 15. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 3643. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 15. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 3643. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 3016. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 3016. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 1520. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 63. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 1520. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 63. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1582. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1582. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 36. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (used). The state of Credit amount is 6948. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 36. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (used). The state of Credit amount is 6948. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 976. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 976. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 11590. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 11590. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 2859. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 38. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 2859. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 38. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 6560. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 6560. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 47. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 10722. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 47. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 10722. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1330. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1330. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2327. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2327. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 30. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 3077. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 30. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 3077. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is retraining. The state of Credit amount is 902. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 21. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is retraining. The state of Credit amount is 902. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 21. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1603. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 55. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1603. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 55. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 15. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is car (new). The state of Credit amount is 6850. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 15. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is car (new). The state of Credit amount is 6850. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 3229. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 38. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 3229. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 38. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is domestic appliances. The state of Credit amount is 1338. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 62. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is domestic appliances. The state of Credit amount is 1338. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 62. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is car (new). The state of Credit amount is 2278. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is car (new). The state of Credit amount is 2278. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 21. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 1591. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 21. The state of Credit history is delay in paying off in the past. The state of Purpose is furniture or equipment. The state of Credit amount is 1591. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 10961. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 27. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 10961. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 27. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 10. The state of Credit history is existing credits paid back duly till now. The state of Purpose is retraining. The state of Credit amount is 894. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is building society savings agreement or life insurance. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 10. The state of Credit history is existing credits paid back duly till now. The state of Purpose is retraining. The state of Credit amount is 894. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is building society savings agreement or life insurance. The state of Age in years is 40. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 1538. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 56. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 1538. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 56. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 72. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 5595. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 72. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 5595. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 3331. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 42. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 3331. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 42. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is education. The state of Credit amount is 5743. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is education. The state of Credit amount is 5743. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is others. The state of Credit amount is 11938. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is others. The state of Credit amount is 11938. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is co-applicant. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 39. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is delay in paying off in the past. The state of Purpose is education. The state of Credit amount is 6224. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is delay in paying off in the past. The state of Purpose is education. The state of Credit amount is 6224. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2577. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 42. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2577. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male: divorced or separated. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 42. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1478. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1478. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 458. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 458. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is real estate. The state of Age in years is 24. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 8. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is others. The state of Credit amount is 1164. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 51. The state of Other installment plans is bank. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 8. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is others. The state of Credit amount is 1164. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 51. The state of Other installment plans is bank. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1381. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1381. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 35. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2775. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 31. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2775. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 31. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 36. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is radio or television. The state of Credit amount is 3804. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 42. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 36. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is radio or television. The state of Credit amount is 3804. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 42. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 30. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2991. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 30. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2991. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1537. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 15. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1537. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is delay in paying off in the past. The state of Purpose is radio or television. The state of Credit amount is 12749. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is delay in paying off in the past. The state of Purpose is radio or television. The state of Credit amount is 12749. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2251. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 200 DM OR salary assignments for at least 1 year. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 2251. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1820. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1820. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2171. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 29. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 12. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2171. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 29. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 3234. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is furniture or equipment. The state of Credit amount is 3234. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 806. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 15. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 806. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 22. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 21. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1572. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 36. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 21. The state of Credit history is existing credits paid back duly till now. The state of Purpose is business. The state of Credit amount is 1572. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 36. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 3844. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is no credits taken or all credits paid back duly. The state of Purpose is business. The state of Credit amount is 3844. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 34. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1138. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 9. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 1138. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 6615. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 75. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (used). The state of Credit amount is 6615. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is unemployed. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is unknown or no property. The state of Age in years is 75. The state of Other installment plans is none. The state of Housing is for free. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2118. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 2118. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 448. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is education. The state of Credit amount is 448. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 23. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 3577. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is no. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 9. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 3577. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 26. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is no.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is business. The state of Credit amount is 6416. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 59. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 48. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is business. The state of Credit amount is 6416. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is unknown or no property. The state of Age in years is 59. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1393. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 31. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1393. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 31. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 5866. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 18. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 5866. The state of Savings account or bonds is bigger than 100 smaller than 500 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1249. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 1249. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is smaller than 1 year. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and married or widowed. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is real estate. The state of Age in years is 28. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 16. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2625. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 43. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 16. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 2625. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is guarantor. The state of Present residence since is 4. The state of Property is building society savings agreement or life insurance. The state of Age in years is 43. The state of Other installment plans is bank. The state of Housing is rent. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 3777. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 24. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is furniture or equipment. The state of Credit amount is 3777. The state of Savings account or bonds is bigger than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 50. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 7. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 730. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 7. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 730. The state of Savings account or bonds is unknown or no savings account. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 46. The state of Other installment plans is none. The state of Housing is rent. The state of Number of existing credits at this bank is 2. The state of Job is unskilled or resident. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 2238. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 18. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is radio or television. The state of Credit amount is 2238. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is car or other. The state of Age in years is 25. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is furniture or equipment. The state of Credit amount is 2483. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 22. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 24. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is furniture or equipment. The state of Credit amount is 2483. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 4. The state of Property is real estate. The state of Age in years is 22. The state of Other installment plans is stores. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 27. The state of Credit history is delay in paying off in the past. The state of Purpose is car (used). The state of Credit amount is 5965. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 27. The state of Credit history is delay in paying off in the past. The state of Purpose is car (used). The state of Credit amount is 5965. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is car or other. The state of Age in years is 30. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 2. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is furniture or equipment. The state of Credit amount is 1553. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 44. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is smaller than 0 DM. The state of Duration in month is 18. The state of Credit history is all credits at this bank paid back duly. The state of Purpose is furniture or equipment. The state of Credit amount is 1553. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 3. The state of Property is car or other. The state of Age in years is 44. The state of Other installment plans is bank. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 4. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 3380. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 4. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 3380. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 1. The state of Personal status and sex is female: divorced or separated or married. The state of Other debtors or guarantors is none. The state of Present residence since is 1. The state of Property is real estate. The state of Age in years is 37. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 10127. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 44. The state of Other installment plans is bank. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is no checking account. The state of Duration in month is 48. The state of Credit history is critical account or other credits existing (not at this bank). The state of Purpose is car (new). The state of Credit amount is 10127. The state of Savings account or bonds is bigger than 500 smaller than 1000 DM. The state of Present employment since is bigger than 1 smaller than 4 years. The state of Installment rate in percentage of disposable income is 2. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 44. The state of Other installment plans is bank. The state of Housing is for free. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1595. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 51. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes. ' Answer:

good

The state of Status of existing checking account is no checking account. The state of Duration in month is 6. The state of Credit history is existing credits paid back duly till now. The state of Purpose is radio or television. The state of Credit amount is 1595. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 3. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is building society savings agreement or life insurance. The state of Age in years is 51. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is skilled employee or official. The state of Number of people being liable to provide maintenance for is 2. The state of Telephone is none. The state of foreign worker is yes.

Evaluate the creditworthiness of a customer with the following financial profile. Respond with only either 'good' or 'bad'. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 60. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 14027. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes. ' Answer:

bad

The state of Status of existing checking account is bigger than 0 DM but smaller than 200 DM. The state of Duration in month is 60. The state of Credit history is existing credits paid back duly till now. The state of Purpose is car (new). The state of Credit amount is 14027. The state of Savings account or bonds is smaller than 100 DM. The state of Present employment since is bigger than 4 smaller than 7 years. The state of Installment rate in percentage of disposable income is 4. The state of Personal status and sex is male and single. The state of Other debtors or guarantors is none. The state of Present residence since is 2. The state of Property is unknown or no property. The state of Age in years is 27. The state of Other installment plans is none. The state of Housing is own. The state of Number of existing credits at this bank is 1. The state of Job is management or self-employed or highly qualified employee or officer. The state of Number of people being liable to provide maintenance for is 1. The state of Telephone is yes, registered under the customers name. The state of foreign worker is yes.