创建一个预算的指令.
1.评估你的财务状况:确定你的每周,每月或每年税后收入.收集所有收入来源的记录,并确定这些金额的规律性和一致性. 2.确定和记录你的支出:列出你所有的支出,包括租金,公用事业和任何订阅费用等固定费用.还包括杂货,服装和娱乐等变量费用. 3.分类你的支出:将你的支出分为住房,交通,食品,公用事业,储蓄和各种公用事业等类别. 4.分配你的资金:根据你的收入和支出决定你需要分配多少钱.确保把钱放在储蓄和资金的边缘. 5.跟踪你的支出:记录你的所有支出,确保你在一个月内保持纪律.如果你的预算没有达到目标,需要在整个月度进行数字化调整,并确保你的预算是有时间的. 6.如果你的预算在这个月底,需要在整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整整