Is it wrong to not have a Terms of Use and Privacy Policy on your site?
eagleal: Not directly replying to your question, but maybe you can find something on the link below (if no one will reply with some insight):http://searchyc.com/terms+of+useEdit: If you have a big community website, a startup/company operating trough the website, you may need a ToS and privacy policy. You can at least "assemble" one like I did back in 2008 with my company, enterprise market. So I got relevant pieces from Google (especially the privacy policy), Yahoo, Microsoft, Adobe, Autodesk too, etc, and adapted it to my business.