Raising a friends And family round?
BobbyH: An SBA loan must be personally guaranteed by the borrower, so I don't really see a difference between an SBA loan and running up credit cards, except for the interest rate.Personally, I would try to suffer through the Valley of Death. Here are some ideas I would try:* Can lloydarmbrust sell for an extra hour by taking a two hour lunch and spending an extra hour at work?* Can lloydarmbrust sell via email during the workday (assuming he can stay on top of his regular job)?* Can jnovek can do some of lloydarmbrust's work so that lloyd can get more time to sell and/or survive at his current job?* Can jnovek learn to sell, at least to the point of identifying prospects? For instance, a lot of lloyd's time may be spent trying to find out the decision maker at, say, the NYTimes. jnovek might be able to offload some of that "find the client" work, even if he weren't comfortable enough to "sell" the prospect he finds.Finally, $2.5k in monthly recurring sales sounds extremely low for a b2b sale that can add 5-8% to the bottom line. Have you considered raising prices by 10x? If your customer has $1 MM in revs, saving them 8% is $80k a year! You should be capturing a big chunk of that.Forgive my forwardness, but it's my sense that you don't have a financing problem, but rather, a pricing problem.