How do you rent apartments in SF when self-employed?
dotBen: I am self employed, have proof of good earnings, have tax return from last year of more than $350k and an almost-800 point credit score -- and I've still had problems renting here in San Francisco.My gf and I applied to a $3700/month place we can easily afford on my earnings alone and the landlord was really concerned by the fact we were both self-employed.  She wanted to see all of my tax return from last year, all invoices from this year, etc etc -- which I wouldn't show as it's too far IMHO.It's not legal to discriminant here in SF, not even on income type -- but its difficult one to argue.The rental market is hot here, even now and good tenants can be found.  I also know two cases of friends working on startups and not having a year's personal runway on the places they were renting during a startup.  With no income, things got too tight and they had to walk away from a place and break their lease.A lot of landlords have had this happen to them over the years in SF, and the irresponsible behavior of these particular tenants has damaged things for all of us.Finally, a lot of my industry friends who have sold companies are landlords themselves here in SF -- they know the risks and (sadly) won't expose themselves to the same risks that they won big on.  It's a shame.  One company I advise, however, rents their place in return for stock in the company as the property owner is a VC.