Afraid I've dug myself into a hole
CyberED: I too was a SAP consultant!  Yeah it sux big time.  I saved my money, got a biz started in my spare time and jumped ship when I had a nest egg and the beginnings of a business.  I'm not a millionaire ... yet.  But Much HAPPIER!The economy is not looking good right now. So I suggest hanging in there and saving as much as you can.  You might even get retrenched and get some severence money to top up your savings.Of course, if you're happy with you big spender lifestyle, then that the Faustian Deal you've made.God Bless!