What are the new ideas of the last 10 (or 5) years?
patio11: Mobile phones will be your primary communication device.Most software will eventually be accessed from a browser.People will pay $15 a month in perpetuity for a single video game.Talking to someone about your finances will be the exception, not the rule.  All of your routine transactions are automated.  So are many of the non-routine ones, such as opening a new account for anything smaller than a mortgage -- and we'll automate most of that, too.  You'll laugh in the general direction of what people used to pay for money management, unless you're very rich or very poor.It used to take effort to find out where you were going.  It now takes effort to not know where you are.