Steady 4-5% on $5 million?
gonepostal: Just wanted to point out the fact that most of the advice here will be biased (not negatively).  Most if not everyone here has one financial goal in mind asset growth.You on the other hand, shouldn't have that as your only goal.  You have a huge sum of money and you should be thinking about capital conservation.  What happens if hyper-inflation kicks in?  What happens if the American economy spirals into depression?People with high networth have to plan for these things.  That is where a financial advisor is actually useful.  They might not be able to make you alot of money (because if they could they would be already rich by doing it with their own money) but they can help you preserve the wealth you already have.I would recommend that is a line of questioning that you should definitely go over with anyone that is going to advise you on your new found wealth.  It would be best that they bring it up with you without you having to mention it.