If you didn't have to worry about healthcare, would you start a company?
dpcan: You're thinking like an employee, not an entrepreneur.Employees stay at jobs they hate for 30 years because of their "benefits" (what a silly name for cheaper insurance) and the "hope" that they will get some retirement money.Entrepreneurs start companies because they know that if they do it right, and make a lot of money, these things will come as part of their ongoing successes.