Steady 4-5% on $5 million?
theoreticalee: congrats on the inheritance. Look into government TIPS: http://www.treasurydirect.gov/RI/OFNtebndHowever, I would suggest taking 1% of the inheritance and work on trying to increase this amount consistently more than 5%. Prove yourself with a small amount and gradually grow larger. Don't bury your talents http://en.wikipedia.org/wiki/Parable_of_the_talents_or_minas