What problem is REALLY bugging you? 
froo: I know this might sound odd, but I'd like a "privacy policy" and "terms and conditions" generator that doesn't suck.I'd be willing to part with cash for something where I just tick off the various things I want and it would generate those documents for my site.Better yet, it would be nice if it was able to make these documents be localised to be legal in whatever jurisdiction (of my choosing) at creation time.