how do you process payments?
Bill_N_Payments: I actually work for a software firm that created a billing and payments application specifically for recurring and subscription services.
Feel free to send me an e-mail and I can answer any questions for you or provide some information for you.
My e-mail addy is pcain@ipapplications.con 
or feel free to check out our site at www.ipapplications.com.Cheers.Paul