"Y Combinator for people?"
gcheong: "It should also be noted that even an entrepreneur who has failed to get rich by the end of the four year can resort to taking a job at a big company. One year of that will pay off most of the loan, and will allow him to take a separate loan from the bank to cover the rest."So, if in one year your hypothetical recruit could pay off the majority of this $100000+ %20/year loan, why wouldn't they just work for one year at big co, save a bunch of money and then quit to do the startup?