buying your own time.
Mz: FWIW:For personal reasons, I've made drastic lifestyle changes.  Part of the result is that my expenses have dropped drastically and my concept of "essential possessions" has been radically altered.  Although it wasn't done specifically to help me venture out on my own, it has become increasingly clear that it has better positioned me to do exactly that.  I currently live without a car.  I currently have a lot less clothes than the typical american.  We cook most of our meals from scratch yet own one frying pan, one pot, and one oven pan.  I have very little furniture.  Etc.It's been very freeing and the result is I have more time, energy and mental focus for working on personal goals.