If you didn't have to worry about healthcare, would you start a company?
dabent: I just might have started one in the last year.  I was between jobs over the Spring/Summer and developing pitches and prototypes.Without going into details, health insurance is a big issue for my family.  I looked at my options (I'm in the US) and there really aren't any unless my employer has insurance.  I have no idea how insurance companies and employers ended up married like that, but if one wants to get/change insurance, the only option is to change employers.  And it seems fewer employers offer it every year.Then I landed a gig with a very nice place that has great benefits, including epic insurance.  So, for this year, I'm here in a job that's about as far one can get from a startup without being a government gig and surprisingly happy about it.  That's a big 180 from where I was 6 months ago. :-)