Steady 4-5% on $5 million?
jacquesm: Definitely don't put it in the hands of third parties, keep an eye on people charging you for 'maintaining' your funds.Diversify.Be very careful, don't follow any advice, including any of this without triple checking.And remember that what 5 million today will buy you is a significant multiple of what it will buy you in 20 years.Inflation is hard on money that you've got, simply maintaining purchasing power is already an issue.