Steady 4-5% on $5 million?
olegkikin: 1) What about buying property and renting it out? It requires maintenance and oversight, but it will most likely generate much more than 4-5%.2) You can lend money on sites like prosper.com. If you spread your money of hundreds/thousands loans, it's pretty safe. I've seen some numbers somewhere, people were sharing their success/default rates, it's not that bad.