Life insurance?
mbrubeck: If you have no dependents then you don't necessarily have a need for life insurance.  I never bought life insurance until I was ready to have a child, and I think that was the correct decision for me.If you have any near-term plans to get married or have children, then buying term life insurance now might make sense.  It's cheaper to buy when you're younger, but on the other hand you don't want to pay for several years of insurance that you don't end up needing.