README.md

---
language: []
library_name: sentence-transformers
tags:
- sentence-transformers
- sentence-similarity
- feature-extraction
- generated_from_trainer
- dataset_size:900
- loss:GISTEmbedLoss
base_model: BAAI/bge-small-en-v1.5
datasets: []
metrics:
- cosine_accuracy@1
- cosine_accuracy@5
- cosine_accuracy@10
- cosine_precision@1
- cosine_precision@5
- cosine_precision@10
- cosine_recall@1
- cosine_recall@5
- cosine_recall@10
- cosine_ndcg@5
- cosine_ndcg@10
- cosine_ndcg@100
- cosine_mrr@5
- cosine_mrr@10
- cosine_mrr@100
- cosine_map@100
- dot_accuracy@1
- dot_accuracy@5
- dot_accuracy@10
- dot_precision@1
- dot_precision@5
- dot_precision@10
- dot_recall@1
- dot_recall@5
- dot_recall@10
- dot_ndcg@5
- dot_ndcg@10
- dot_ndcg@100
- dot_mrr@5
- dot_mrr@10
- dot_mrr@100
- dot_map@100
widget:
- source_sentence: What is considered when banks sanction a loan for a notified crop
    in a notified area?
  sentences:
  - '''14.1.1 To cohesively coordinate the Implementing Agencies, activities and to
    decide  the policy guidelines in the matter for better outcome of the Scheme,
    there is a national level Project Management Advisory and Fund Sanctioning Committee
    (N-PMAFSC) constituted   in DAC&FW.  Composition of the Committee shall be -   (i)  Secretary,
    DAC&FW      ----------------------------------------------------Chairperson (ii)  Addl.
    Secretary (Marketing), DAC&FW   ------------------------------------Member (iii)  AS&FA,
    DAC&FW    --------------------------------------------------------------Member
    (iv) JS (MIDH, RKVY, Co-operation), DAC&FW    -----------------------------Member
    (v)  JS (MoFPI), as nominated by its Secretary---------------------------------Member  (vi)  JS
    (DoAHD), as nominated by its Secretary--------------------------------Member (vii)
    JS (Deptt. of Fisheries), as nominated by its Secretary-----------------Member
    (viii)JS (MoRD), as nominated by its Secretary---------------------------------Member
    (ix)  JS (DoNER),as nominated by its Secretary---------------------------------Member
    (x)  JS (Tribal Affairs) nominated by Secretary----------------------------------Member
    (xi) Managing Director (SFAC)-------------------------------------------------------Member  (xii)
    Managing Director (NCDC)------------------------------------------------------Member
    (xiii) NABARD''s representative not below the rank of CGM------------------Member  (xiv)
    JS (Marketing), DAC&FW-----------------------------------------Member Secretary   Note:
    (i) Chairperson may co-opt any additional member(s) including from any other Ministry
    /Department, States or expert(s) to assist the functioning of the Committee. In
    case of co-opted Members(s) from States, it shall be on rotation basis. Two prominent
    farmer members or representatives of FPOs be nominated as member of the Committee
    by Government of India.  (ii) Directorate of Marketing & Inspection, an attached
    office of DAC&FW will provide necessary secretarial services and assistance including
    technical inputs to N-PMAFSC in coordination, scrutiny and sanction of proposals
    and will coordinate with NPMA, which shall also assist N-PMAFSC with inputs on
    policy formulation, coordination among implementing agencies.'''
  - '''(i) The software for vertical and horizontal e-Market place will provide information  about
    the details of FPOs produce with its quality ready for sale.  (ii) It will provide
    details of availability of quality inputs with price and also the details  of
    custom hiring facility with rate.   (iii) It will also provide detailed information
    about formation of FPO, its registration,  location, major business activity,
    profitability status and all other related information FPO-wise.  (iv)  It will
    have window to highlight the problems being encountered in any stage of  formation
    and promotion of FPOs and quick response by respective agency to resolve the problem.  (v)
    All the software developed by Implementing Agencies with respect to FPOs are  to
    be inter-operable with this Integrated portal.'''
  - '''17.4.1  Whenever banks sanction loan for a notified crop in a notified area,
    the crop loan amount to the  extent of notified Sum Insured (equivalent **to DLTC/SLTC
    approved Scale of Finance)** for notified  crop and acreage of individual notified
    crop of loanee farmer shall be taken into consideration for compulsory coverage,
    as per seasonality discipline. Based on seasonality of crop, banks should separately
    calculate the eligibility of loan amount for both Kharif and Rabi seasons based
    on the Scale of Finance and declared acreage under notified crops. Disbursing
    bank branch/ PACS will prepare statement of crop-wise and insurance unit-wise
    details of crop insurance with premium as per the  seasonality discipline. Loan
    disbursing bank branch/ PACS shall finance additional loan equal to the premium
    amount payable by farmer for crop insurance.  17.4.2  For insurance coverage of
    a farmer, SI amount for a notified crop will be equivalent to Scale of Finance
    defined in the Govt. notification and uploaded on the National Crop Insurance
    Portal for the concerned notified crop and season. The total Sum Insured of loanee
    farmer for the season shall be  calculated accordingly. The compulsory coverage
    shall solely be based on the sanctioned / renewal of  credit limit for notified
    crop for the season only and will be independent of disbursed amount/withdrawals.
    Farmers availing/renewing the KCC loans for Kharif & Rabi crops after cut-off  date
    (renew/sanction period) for the season will be eligible for cover under crop insurance
    for the next/following crop season subject to the loan being standard loan and
    cut-off-date of premium debit for the season.'''
- source_sentence: Which organizations will be represented in the Technical Advisory
    Committee (TAC)?
  sentences:
  - '''i. There shall be an Investment and Claims Settlement Committee (I&CSC) in  NABARD
    and NCDC. The I&CSC in NABARD will be chaired by its Deputy Managing Director
    (Dy.MD) or as nominated by Chairman, NABARD in case Dy. MD post is vacant ; while
    in NCDC, it will be chaired by its Managing Director (MD). The respective Committee
    may have also representative of States in rotation, Banking Institutions and relevant
    subject matter Experts apart from a representative of DAC&FW. NABARD may also
    co-opt a representative from SFAC. The procedure, frequency of conduct of meeting
    etc. will be decided by respective Organization as may be required.   The I&CSC
    in NABARD and NCDC will apply their due diligence to scrutinize and  accord the
    financial sanction to the proposals received from ELIs for Credit Guarantee Cover.
    NABARD and NCDC will submit by tenth day of next month  the detailed progress
    of sanctioned credit guarantee cover of the previous month to DAC&FW on prescribed
    pro-forma. The N-PMAFSC shall be final authority in all policy and strategic decision
    making in this regard.   ii.  The I&CSC shall have discretion to take decisions
    in all matters concerning the Fund and its administration, set standards for risk
    exposure, design the financial structure of the Fund and profit targets, including
    special consideration for FPO with good track record of recovery.   iii.  The
    I&CSC shall deliberate upon Policy Issues and Strategy for overall development
    of the Fund and make recommendations to the NABARD and NCDC, as the case may be,
    for their approval. The NABARD and NCDC will accord approval and inform N-PMAFSC.  iv.'''
  - '''14.2.1 Considering the significance and strategic roles of the State Government
    and  its machinery down the line in synergizing the efforts in mobilizing the
    farmers, offering various services relating to production and post-production
    and also closely and periodically review the developmental and functioning including  constraints
    faced by FPOs, a State Level Consultative Committee called SLCC is constituted.
    The Composition of the Consultative Committee is as under-    i.  Addl. Chief
    Secy/Secy. I/c  Agriculture/ Agriculture Marketing----Chairperson   ii.  Secretary
    of line Ministries/Departments      ------------------------------Members      (Horticulture,
    Animal Husbandry& Fisheries, Co-operation, Marketing, Rural Development, Panchayati
    Raj) (In State/UT where there is no post of ACS/PS; and Secretary, I/c Agriculture
    is Chairperson, members may be Directors of line Departments)  iii.  Representative
    of SFAC      ---------------------------------------------------Member  iv.  Representative
    of NCDC        -------------------------------------------------Member  v.  Representative
    of NABARD    ----------------------------------Member Secretary*  vi.  Convener,
    SLBC         -----------------------------------------------------------Member  vii.  Two
    Experts from Agriculture Universities/Institutions ----------------Members    Note:
    (i) Chairman may co-opt additional Member(s) as per requirement and In-charge
    of DMI of respective State/UT may be invited in the meeting as special invitee.
    Two prominent farmer members or representatives of FPOs in the State/UT be nominated
    as member of the Committee by Government of India.  *(ii)Representative of NABARD
    will be Member Secretary to convene and coordinate the meetings of SLCC, however,
    in State (s) where  there is presence of NCDC and State level SFAC and they are
    playing lead and significant  roles in formation and promotion of FPOs, their
    representatives   may be Member Secretary in place of NABARD). In case of any
    dispute, decision of N-PMAFSC in this regard shall be final.          (iii)State
    Governments/ UT Administration will issue order for formation of  State Level
    Consultative Committee.'''
  - '''The protocol of timelines defined above shall also be applicable to the actual
    Yield data being provided by the concerned State department in batches, i.e. Crop-wise-District-wise
    lots of data and timelines for each batch of data shall be counted separately/batch
    wise. Unnecessary delay in finalization of yield data will attract penal interest
    on due claim amount payable to the farmers as decided by the SLCC in the matter.  19.3   The
    existing Technical Advisory Committee (TAC) comprising of representatives from
    Directorate of  Economics and Statistics, DAC&FW, MNCFC, NSSO, IASRI,  will be
    further augmented and  constituted under the chairmanship of **Additional Secretary,
    DAC&FW** and additional  members depending on  case to case basis will be drawn
    from various organizations namely, relevant institution under Indian Council of
    Agriculture Research (ICAR),  Indian Agriculture Research Institute (IARI), National
    Remote Sensing Centre (NRSC), Space Applications Centre (SAC), Central Statistical
    Organization(CSO), Insurance Regulatory and Development Authority of India (IRDAI),
    Reserve Bank of India (RBI), National Bank for Agriculture & Rural Development
    (NABARD), India Meteorological Department (IMD) or any other such organisation.  19.4   The
    role of TAC shall be to review the technical matters related to execution of the
    Scheme. In case,  the matter requires further focused deliberations, the TAC will
    refer the issue to Technical Agency (as defined in the SOP for yield dispute).
    Technical Agency (TA) will compulsorily take  input/reports/relevant information
    from concerned State Department and Insurance Company and may also opt for representatives
    of other organizations/experts (if required) with permission of chairman of TAC
    and follow the procedure as defined in the SOP.  19.5   State shall also constitute
    the State Level Technical Advisory Committee (STAC) on similar pattern to resolve
    disputes.'''
- source_sentence: What are the ongoing schemes of the Government that can be used
    to enhance the cost effectiveness of FPOs?
  sentences:
  - '''14.2.1 Considering the significance and strategic roles of the State Government
    and  its machinery down the line in synergizing the efforts in mobilizing the
    farmers, offering various services relating to production and post-production
    and also closely and periodically review the developmental and functioning including  constraints
    faced by FPOs, a State Level Consultative Committee called SLCC is constituted.
    The Composition of the Consultative Committee is as under-    i.  Addl. Chief
    Secy/Secy. I/c  Agriculture/ Agriculture Marketing----Chairperson   ii.  Secretary
    of line Ministries/Departments      ------------------------------Members      (Horticulture,
    Animal Husbandry& Fisheries, Co-operation, Marketing, Rural Development, Panchayati
    Raj) (In State/UT where there is no post of ACS/PS; and Secretary, I/c Agriculture
    is Chairperson, members may be Directors of line Departments)  iii.  Representative
    of SFAC      ---------------------------------------------------Member  iv.  Representative
    of NCDC        -------------------------------------------------Member  v.  Representative
    of NABARD    ----------------------------------Member Secretary*  vi.  Convener,
    SLBC         -----------------------------------------------------------Member  vii.  Two
    Experts from Agriculture Universities/Institutions ----------------Members    Note:
    (i) Chairman may co-opt additional Member(s) as per requirement and In-charge
    of DMI of respective State/UT may be invited in the meeting as special invitee.
    Two prominent farmer members or representatives of FPOs in the State/UT be nominated
    as member of the Committee by Government of India.  *(ii)Representative of NABARD
    will be Member Secretary to convene and coordinate the meetings of SLCC, however,
    in State (s) where  there is presence of NCDC and State level SFAC and they are
    playing lead and significant  roles in formation and promotion of FPOs, their
    representatives   may be Member Secretary in place of NABARD). In case of any
    dispute, decision of N-PMAFSC in this regard shall be final.          (iii)State
    Governments/ UT Administration will issue order for formation of  State Level
    Consultative Committee.'''
  - '''Date:  To, (i) The Managing Director Small Farmers'' Agri-Business Consortium
    (SFAC), NCUI Auditorium, August Kranti Marg, Hauz Khas, New Delhi 110016. (ii)The
    Managing Director National Co-operative Development Corporation (NCDC), 4, Siri
    Institutional Area, Hauz Khas, New Delhi 110016. (iii) The Chief General Manager
    National Bank for Agriculture and Rural Development (NABARD), Regional Office
    --------------------------------------------------------------- (iv) To any other
    additional Implementing Agency allowed/designated, as the case may be. Sub: Application
    for Equity Grant under scheme of Formation and Promotion of 10,000  Farmer Producer
    Organizations (FPOs)  Dear Sir/Madam, We herewith apply for Equity Grant as per
    the provisions under the captioned scheme.  1. The details of the FPO are as under-   S.
    No.  Particulars to be furnished  Details  1.   Name of the FPO  2.   Correspondence
    address of FPO  3.   Contact details of FPO  4.   Registration Number  5.   Date
    of registration/incorporation of FPO  6.   Brief account of business of FPO  7.   Number
    of Shareholder Members  8.    Number of Small, Marginal and Landless Shareholder
    Members'''
  - ''' (ii)  Ongoing schemes of Government will be used in convergence to enhance
    the  cost effectiveness of FPOs in production and raising productivity and also
    to meet the cost of infrastructure requirement of the FPOs. Implementing Agency
    may converge the fund available with various on-going Government of India schemes
    such as Rashtriya Krishi Vikas Yojna (RKVY), Mission for Integrated Development
    for Horticulture (MIDH),National Food Security Mission (NFSM),  Pradhan Mantri
    Kisan Sampada Yojna (PM-SAMPADA), Deendayal Antyodaya Yojna-National Rural Livelihood
    Mission (DAY-NRLM), PM- FME Scheme of MoFPI, TRIFED etc. in programs, activities
    and creation of infrastructure like Custom Hiring Centre/Common Facilitation Centre
    with machinery/equipment relating to production and post-production, value addition
    and farm level processing, storage and other activities to make FPOs sustainable
    and economically viable.    (iii) Further, Agricultural Marketing Infrastructure
    (AMI) Sub-Scheme of Integrated  Scheme for Agriculture Marketing (ISAM) will also
    be converged and an FPO willing to develop post-harvest management and marketing
    infrastructure can avail assistance thereunder.   (iv) States/ Union Territories
    can avail assistance for development of marketing and  farm level value addition
    infrastructure/facilities for FPOs including setting up  of  Custom Hiring Centre
    (CHC)/Common Facilitation Center (CFC) for marketing and supply chain etc.  under
    Agri- Market Infrastructure Fund (AMIF) approved for creation in NABARD for development
    of marketing and farm level value addition infrastructure/facilities  in Gramin
    Agriculture Markets (GrAMs). In this case, operational guidelines of AMIF and
    NABARD''s procedure and terms and conditions of sanction and repayment of loan
    for AMIF shall be applicable.  (v)  States/Union Territories can top up and additionally
    supplement the activities of FPOs from their own fund for activities and infrastructure
    not covered under Government of India Scheme.'''
- source_sentence: What is the last date for enrolment of farmers for notified crop(s)
    in the Kharif season?
  sentences:
  - '''16.1   The cut-off date is uniform for both loanee and non-loanee cultivators.
    The State-wise cut-off dates for   different crops shall be based on Crop Calendar
    of major crops published from time to time by the Directorate of Economics and
    Statistics, DAC&FW,GOI. The latest copy of the Crop Calendar (District  Wise,
    Crop Wise) is available on www.pmfby.gov.in. The SLCCCI, shall besides considering
    the  prevailing agro-climatic conditions, rainfall distribution/ availability
    of water for irrigation, sowing  pattern etc. in consultation with the Insurance
    Company fix seasonality discipline of the coverage and other activities in such
    a way that it does not encourage adverse selection or moral hazards.  If this
    is violated by SLCCCI, GOI may decide not to provide premium subsidy.  16.2   The
    **broad indicative seasonality discipline** is given in the Table 2 below:'''
  - '''8  Banks/PACS/CSC/ insurance  agent/online enrolment by farmers etc.  Upto
    last date of enrolment of farmers   as notified by States for notified crop(s)
    or   up to  15th July* for  Kharif season  Upto last date of enrolment of farmers   as
    notified by States for notified crop(s) or   up to  15th December*  for Rabi season  Cut-off
    date for receipt of Applications of farmers/debit of premium from farmers account
    (loanee and non- loanee) by all  stakeholders including banks/PACS/CSC/  insurance
    agent/online enrolment by farmers etc. Note: *This is indicative only and district
    wise crop calendar will be the final basis to arrive at cut off date  9  Declaration
    of Prevented sowing  State Govt./ IC  Strictly within 15 days from cut off date
    for  enrolment of farmers i.e 31st  July for Kharif and  31st Dec for Rabi  10  Banks/Portal  Within
    15 days  of cut-off date for enrolment of farmers/debit of premium for  both loanee  and  non-
    loanee farmers i.e. 31st  July for Kharif and  31st Dec for Rabi  Cut-off date
    for electronic remittance of  premium  along with  consolidated Declarations to
    respective Insurance Company and uploading of details of individual covered farmers
    on crop insurance Portal by Bank branches (CBs/ RRBs/DCCBs/PACs), followed by  SMS
    to all insured farmers from Portal  11  Within 48 Hours of receipt of application
    & premium.  Insurance companies and their agents  Cut-off date for electronic
    remittance of farmer premium to Insurance Companies for farmers covered on Voluntary
    basis by designated insurance Agent(s) and uploading of details of individual
    covered farmers on crop insurance Portal.  Insurance Companies  12  Cut-off date
    for Insurer to accept or reject the farmer''s data on Portal  Within 15 days from
    the cut-off date for uploading of data/information by Banks/PACS/CSC/Agent respectively.'''
  - '''10.1 Under the scheme, financial support to Farmer Producer Organization (FPO)      @
    up to maximum of Rs. 18 lakh / FPO or actual, whichever is lesser is to be provided
    during three years from the year of formation. The financial support is not meant
    for reimbursing the entire administrative and management cost of FPO but it is
    to provide the financial support to the FPOs to the extent provided  to  make
    them sustainable and economically viable. Hence, the fourth year onwards of formation,
    the FPO has to manage their financial support from their own business activities.
    The indicative financial support broadly covers (i) the support for salary of
    its CEO/Manager (maximum up to Rs.25000/month) and Accountant (maximum up to Rs.
    10000/month); (ii) one time registration cost(one time up to  maximum Rs. 40000
    or actual whichever is lower); (iii) office rent (maximum up to Rs. 48,000/year);
    (iv) utility charges (electricity and telephone charges of office of FPO maximum
    up to Rs. 12000/year); (v) one-time cost for minor equipment (including furniture
    and fixture maximum up to Rs. 20,000); (vi) travel and meeting cost (maximum up
    to Rs.18,000/year); and (vii) misc. (cleaning, stationery etc. maximum up to Rs.
    12,000/year). Any expenditure of operations, management, working capital requirement
    and infrastructure development etc., over and above this, will be met by the FPOs
    from their financial resources.  10.2 FPO being organization of farmers, it does
    not become feasible for FPO itself to  professionally administer its activities
    and day to day business, therefore, FPO requires some professionally equipped
    Manager/CEO to administer its activities and day to day business with a sole objective
    to make FPO economically sustainable and farmers'' benefiting agri-enterprise.
    Not only for business  development but the value of professional is immense in
    democratizing the FPOs and strengthening its governing system.'''
- source_sentence: What is the requirement for the shareholder list and share capital
    contribution?
  sentences:
  - '''  2.7    Secured credential/login, preferably linked with Aadhaar Number and
    mobile OTP based, for all    Stakeholders viz, Central Government, State Governments,
    Banks, empanelled Insurance Companies    and their designated field functionaries
    will be provided on the Portal to enable them to    enter/upload/download the
    requisite information.   2.8    Insurance Companies shall not distribute/collect/allow
    any other proforma/utility/web Portal etc for    collecting details of insured
    farmers separately. However they may provide all requisite support to    facilitate
    Bank Branches/PACS for uploading the farmer''s details on the Portal well within
    the    prescribed cut-off dates.  2.9    Only farmers whose data is uploaded on
    the National Crop Insurance Portal shall be eligible for    Insurance coverage
    and the premium subsidy from State and Central Govt. will be released    accordingly.  2.10    All
    data pertaining to crop-wise, area-wise historical yield data, weather data, sown
    area, coverage    and claims data, calamity years and actual yield shall be made
    available on the National Crop    Insurance Portal for the purpose of premium
    rating, claim calculation etc.  2.11    Banks/Financial Institutions/other intermediaries
    need to compulsorily transfer the individual farmer''s    data electronically
    to the National Crop Insurance Portal. Accordingly Banks/FIs may endeavour to    undertake
    CBS integration in a time bound manner for real time transfer of information/data.   2.12     It
    is also proposed to develop an integrated platform/portal for both PMFBY and Interest
    Subvention    Scheme. The data/information of both the Schemes shall be auto synchronized
    to enable real time    sharing of information and better program monitoring.  2.13   Insurance
    Companies shall compulsorily use technology/mobile applications for monitoring
    of crop    health/Crop Cutting Experiments (CCEs) in coordination with concerned
    States. States shall also    facilitate Insurance Companies with Satellite Imagery/Usage
    of Drones by way of prior approval of    agency from which such data can be sourced.
    This is required for better monitoring and ground-   truthing.'''
  - '''| AIC    |  Agricultural Insurance Company of India Ltd                                                 |\n|--------|----------------------------------------------------------------------------------------------|\n|
    ACF    | Area Correction Factor                                                                       |\n|
    APR    | Actuarial Premium Rate                                                                       |\n|
    ARG    | Automatic Rain Gauge                                                                         |\n|
    AWS    | Automatic Weather Stations                                                                   |\n|
    AY     | Actual Yield                                                                                 |\n|
    CB     | Commercial Banks                                                                             |\n|
    CBS    | Core Banking Solution                                                                        |\n|
    CCAFS  | Research program on Climate Change, Agriculture and Food Security                            |\n|
    CCEs   | Crop Cutting Experiments                                                                     |\n|
    CPMU   | Central Program Management Unit                                                              |\n|
    CSC    | Common Service Center                                                                        |\n|
    CSO    | Central Statistical Office                                                                   |\n|
    CV     | Co-efficient of Variance                                                                     |\n|
    DAC&FW | Department of Agriculture, Cooperation and Farmers Welfare                                   |\n|
    DBT    | Direct Benefit Transfer                                                                      |\n|
    DCCBs  | District Central Cooperative Banks                                                           |\n|
    DLMC   | District Level Monitoring Committee                                                          |\n|
    DLTC   | District Level Technical Committee                                                           |\n|
    ESI    | Expected Sum Insured                                                                         |\n|
    FASAL  | Forecasting Agricultural output using Space, Agro meteorological and
    Land based observations |\n| FIs    | Financial Institutions                                                                       |\n|
    GIC Re | General Insurance Corporation of India                                                       |\n|
    GFR    | General Financial Rule                                                                       |\n|
    GIS    | Geographic Information System                                                                |\n|
    GPS    | Global Positioning System                                                                    |\n|
    IA     | Implementing Agency                                                                          |\n|
    IC     | Insurance Company                                                                            |\n|
    IASRI  | Indian Agricultural Statistical Research Institute                                           |\n|
    IFPRI  | International Food Policy Research Institute                                                 |\n|
    IMD    | Indian Meteorological Department                                                             |\n|
    IRRI   | International Rice Research Institute                                                        |\n|
    IRDAI  | Insurance Regulatory and Development Authority of India                                      |\n|
    ISRO   | Indian Space Research Organisation                                                           |\n|
    ISS    | Interest Subvention Scheme                                                                   |\n|
    IT     | Information Technology                                                                       |\n|
    IU     | Insurance Unit                                                                               |\n|
    KCC    | Kisan Credit Cards                                                                           |\n|
    LC     | Loss Cost                                                                                    |\n|
    LPA    | Long period Average                                                                          |\n|
    LPC    | Land Possession Certificate                                                                  |\n|
    MIS    | Management Information System                                                                |\n|
    MNCFC  | Mahalanobis National Crop Forecast Centre                                                    |\n|
    MOA&FW | Ministry of Agriculture and Farmers Welfare                                                  |'''
  - '''i. Shareholder List and Share Capital contribution by each Member verified
    and certified by a Chartered Accountant (CA) prior to submission (Format attached,
    Annexure I- Enclosure-I). ii. Resolution of FPO Board/Governing Council to seek
    Equity Grant for Members (Format attached, Annexure I- Enclosure-II).  iii. Consent
    of Shareholders, stating name of shareholder, gender, number of shares held, face
    value of shares, land holding, and signature, signifying consent for Implementing
    Agency to directly transfer the Equity Grant sanctioned to the FPC on their behalf,
    to FPC Bank account, against the consideration of additional shares of equivalent
    value to be issued to them by FPC and on exit- transfer of the shares as per rules
    (Format attached, Annexure I-Enclosure-III).   iv. Audited Financials of FPO for
    a minimum 1 year/for all years of existence of the FPO if formed less than three
    years prior to application/ for the last 3 years for FPO in existence for 3 years
    or more, verified and certified by a Chartered Accountant (CA) prior to submission.
    v. Photocopy of FPO Bank Account Statement for last six months authenticated by
    Branch Manager. vi. Business plan and budget for next 18 months. vii. Names, photographs,
    and identity proof (one from among ration card, Aadhaar card, election identification
    card, and passport of Representatives/ Directors authorized by the Board for executing
    and signing all documents under the Scheme. viii. Each page of Application Form   and
    accompanying documents should be signed by a minimum of two Board Member Authorised
    Representatives of FPO;'''
pipeline_tag: sentence-similarity
model-index:
- name: SentenceTransformer based on BAAI/bge-small-en-v1.5
  results:
  - task:
      type: information-retrieval
      name: Information Retrieval
    dataset:
      name: val evaluator
      type: val_evaluator
    metrics:
    - type: cosine_accuracy@1
      value: 0.45
      name: Cosine Accuracy@1
    - type: cosine_accuracy@5
      value: 0.9
      name: Cosine Accuracy@5
    - type: cosine_accuracy@10
      value: 0.97
      name: Cosine Accuracy@10
    - type: cosine_precision@1
      value: 0.45
      name: Cosine Precision@1
    - type: cosine_precision@5
      value: 0.17999999999999997
      name: Cosine Precision@5
    - type: cosine_precision@10
      value: 0.09699999999999998
      name: Cosine Precision@10
    - type: cosine_recall@1
      value: 0.45
      name: Cosine Recall@1
    - type: cosine_recall@5
      value: 0.9
      name: Cosine Recall@5
    - type: cosine_recall@10
      value: 0.97
      name: Cosine Recall@10
    - type: cosine_ndcg@5
      value: 0.6995571379884049
      name: Cosine Ndcg@5
    - type: cosine_ndcg@10
      value: 0.7223445125128929
      name: Cosine Ndcg@10
    - type: cosine_ndcg@100
      value: 0.7284306721940041
      name: Cosine Ndcg@100
    - type: cosine_mrr@5
      value: 0.6320000000000002
      name: Cosine Mrr@5
    - type: cosine_mrr@10
      value: 0.6414841269841273
      name: Cosine Mrr@10
    - type: cosine_mrr@100
      value: 0.6426662975267629
      name: Cosine Mrr@100
    - type: cosine_map@100
      value: 0.6426662975267626
      name: Cosine Map@100
    - type: dot_accuracy@1
      value: 0.45
      name: Dot Accuracy@1
    - type: dot_accuracy@5
      value: 0.9
      name: Dot Accuracy@5
    - type: dot_accuracy@10
      value: 0.97
      name: Dot Accuracy@10
    - type: dot_precision@1
      value: 0.45
      name: Dot Precision@1
    - type: dot_precision@5
      value: 0.17999999999999997
      name: Dot Precision@5
    - type: dot_precision@10
      value: 0.09699999999999998
      name: Dot Precision@10
    - type: dot_recall@1
      value: 0.45
      name: Dot Recall@1
    - type: dot_recall@5
      value: 0.9
      name: Dot Recall@5
    - type: dot_recall@10
      value: 0.97
      name: Dot Recall@10
    - type: dot_ndcg@5
      value: 0.6995571379884049
      name: Dot Ndcg@5
    - type: dot_ndcg@10
      value: 0.7223445125128929
      name: Dot Ndcg@10
    - type: dot_ndcg@100
      value: 0.7284306721940041
      name: Dot Ndcg@100
    - type: dot_mrr@5
      value: 0.6320000000000002
      name: Dot Mrr@5
    - type: dot_mrr@10
      value: 0.6414841269841273
      name: Dot Mrr@10
    - type: dot_mrr@100
      value: 0.6426662975267629
      name: Dot Mrr@100
    - type: dot_map@100
      value: 0.6426662975267626
      name: Dot Map@100
---

# SentenceTransformer based on BAAI/bge-small-en-v1.5

This is a [sentence-transformers](https://www.SBERT.net) model finetuned from [BAAI/bge-small-en-v1.5](https://huggingface.co/BAAI/bge-small-en-v1.5). It maps sentences & paragraphs to a 384-dimensional dense vector space and can be used for semantic textual similarity, semantic search, paraphrase mining, text classification, clustering, and more.

## Model Details

### Model Description
- **Model Type:** Sentence Transformer
- **Base model:** [BAAI/bge-small-en-v1.5](https://huggingface.co/BAAI/bge-small-en-v1.5) <!-- at revision 5c38ec7c405ec4b44b94cc5a9bb96e735b38267a -->
- **Maximum Sequence Length:** 512 tokens
- **Output Dimensionality:** 384 tokens
- **Similarity Function:** Cosine Similarity
<!-- - **Training Dataset:** Unknown -->
<!-- - **Language:** Unknown -->
<!-- - **License:** Unknown -->

### Model Sources

- **Documentation:** [Sentence Transformers Documentation](https://sbert.net)
- **Repository:** [Sentence Transformers on GitHub](https://github.com/UKPLab/sentence-transformers)
- **Hugging Face:** [Sentence Transformers on Hugging Face](https://huggingface.co/models?library=sentence-transformers)

### Full Model Architecture

```
SentenceTransformer(
  (0): Transformer({'max_seq_length': 512, 'do_lower_case': True}) with Transformer model: BertModel 
  (1): Pooling({'word_embedding_dimension': 384, 'pooling_mode_cls_token': True, 'pooling_mode_mean_tokens': False, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True})
  (2): Normalize()
)
```

## Usage

### Direct Usage (Sentence Transformers)

First install the Sentence Transformers library:

```bash
pip install -U sentence-transformers
```

Then you can load this model and run inference.
```python
from sentence_transformers import SentenceTransformer

# Download from the 🤗 Hub
model = SentenceTransformer("smokxy/embedding-finetuned")
# Run inference
sentences = [
    'What is the requirement for the shareholder list and share capital contribution?',
    "'i. Shareholder List and Share Capital contribution by each Member verified and certified by a Chartered Accountant (CA) prior to submission (Format attached, Annexure I- Enclosure-I). ii. Resolution of FPO Board/Governing Council to seek Equity Grant for Members (Format attached, Annexure I- Enclosure-II).  iii. Consent of Shareholders, stating name of shareholder, gender, number of shares held, face value of shares, land holding, and signature, signifying consent for Implementing Agency to directly transfer the Equity Grant sanctioned to the FPC on their behalf, to FPC Bank account, against the consideration of additional shares of equivalent value to be issued to them by FPC and on exit- transfer of the shares as per rules (Format attached, Annexure I-Enclosure-III).   iv. Audited Financials of FPO for a minimum 1 year/for all years of existence of the FPO if formed less than three years prior to application/ for the last 3 years for FPO in existence for 3 years or more, verified and certified by a Chartered Accountant (CA) prior to submission. v. Photocopy of FPO Bank Account Statement for last six months authenticated by Branch Manager. vi. Business plan and budget for next 18 months. vii. Names, photographs, and identity proof (one from among ration card, Aadhaar card, election identification card, and passport of Representatives/ Directors authorized by the Board for executing and signing all documents under the Scheme. viii. Each page of Application Form   and accompanying documents should be signed by a minimum of two Board Member Authorised Representatives of FPO;'",
    "'| AIC    |  Agricultural Insurance Company of India Ltd                                                 |\\n|--------|----------------------------------------------------------------------------------------------|\\n| ACF    | Area Correction Factor                                                                       |\\n| APR    | Actuarial Premium Rate                                                                       |\\n| ARG    | Automatic Rain Gauge                                                                         |\\n| AWS    | Automatic Weather Stations                                                                   |\\n| AY     | Actual Yield                                                                                 |\\n| CB     | Commercial Banks                                                                             |\\n| CBS    | Core Banking Solution                                                                        |\\n| CCAFS  | Research program on Climate Change, Agriculture and Food Security                            |\\n| CCEs   | Crop Cutting Experiments                                                                     |\\n| CPMU   | Central Program Management Unit                                                              |\\n| CSC    | Common Service Center                                                                        |\\n| CSO    | Central Statistical Office                                                                   |\\n| CV     | Co-efficient of Variance                                                                     |\\n| DAC&FW | Department of Agriculture, Cooperation and Farmers Welfare                                   |\\n| DBT    | Direct Benefit Transfer                                                                      |\\n| DCCBs  | District Central Cooperative Banks                                                           |\\n| DLMC   | District Level Monitoring Committee                                                          |\\n| DLTC   | District Level Technical Committee                                                           |\\n| ESI    | Expected Sum Insured                                                                         |\\n| FASAL  | Forecasting Agricultural output using Space, Agro meteorological and Land based observations |\\n| FIs    | Financial Institutions                                                                       |\\n| GIC Re | General Insurance Corporation of India                                                       |\\n| GFR    | General Financial Rule                                                                       |\\n| GIS    | Geographic Information System                                                                |\\n| GPS    | Global Positioning System                                                                    |\\n| IA     | Implementing Agency                                                                          |\\n| IC     | Insurance Company                                                                            |\\n| IASRI  | Indian Agricultural Statistical Research Institute                                           |\\n| IFPRI  | International Food Policy Research Institute                                                 |\\n| IMD    | Indian Meteorological Department                                                             |\\n| IRRI   | International Rice Research Institute                                                        |\\n| IRDAI  | Insurance Regulatory and Development Authority of India                                      |\\n| ISRO   | Indian Space Research Organisation                                                           |\\n| ISS    | Interest Subvention Scheme                                                                   |\\n| IT     | Information Technology                                                                       |\\n| IU     | Insurance Unit                                                                               |\\n| KCC    | Kisan Credit Cards                                                                           |\\n| LC     | Loss Cost                                                                                    |\\n| LPA    | Long period Average                                                                          |\\n| LPC    | Land Possession Certificate                                                                  |\\n| MIS    | Management Information System                                                                |\\n| MNCFC  | Mahalanobis National Crop Forecast Centre                                                    |\\n| MOA&FW | Ministry of Agriculture and Farmers Welfare                                                  |'",
]
embeddings = model.encode(sentences)
print(embeddings.shape)
# [3, 384]

# Get the similarity scores for the embeddings
similarities = model.similarity(embeddings, embeddings)
print(similarities.shape)
# [3, 3]
```

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<details><summary>Click to expand</summary>

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## Evaluation

### Metrics

#### Information Retrieval
* Dataset: `val_evaluator`
* Evaluated with [<code>InformationRetrievalEvaluator</code>](https://sbert.net/docs/package_reference/sentence_transformer/evaluation.html#sentence_transformers.evaluation.InformationRetrievalEvaluator)

| Metric              | Value      |
|:--------------------|:-----------|
| cosine_accuracy@1   | 0.45       |
| cosine_accuracy@5   | 0.9        |
| cosine_accuracy@10  | 0.97       |
| cosine_precision@1  | 0.45       |
| cosine_precision@5  | 0.18       |
| cosine_precision@10 | 0.097      |
| cosine_recall@1     | 0.45       |
| cosine_recall@5     | 0.9        |
| cosine_recall@10    | 0.97       |
| cosine_ndcg@5       | 0.6996     |
| cosine_ndcg@10      | 0.7223     |
| cosine_ndcg@100     | 0.7284     |
| cosine_mrr@5        | 0.632      |
| cosine_mrr@10       | 0.6415     |
| cosine_mrr@100      | 0.6427     |
| **cosine_map@100**  | **0.6427** |
| dot_accuracy@1      | 0.45       |
| dot_accuracy@5      | 0.9        |
| dot_accuracy@10     | 0.97       |
| dot_precision@1     | 0.45       |
| dot_precision@5     | 0.18       |
| dot_precision@10    | 0.097      |
| dot_recall@1        | 0.45       |
| dot_recall@5        | 0.9        |
| dot_recall@10       | 0.97       |
| dot_ndcg@5          | 0.6996     |
| dot_ndcg@10         | 0.7223     |
| dot_ndcg@100        | 0.7284     |
| dot_mrr@5           | 0.632      |
| dot_mrr@10          | 0.6415     |
| dot_mrr@100         | 0.6427     |
| dot_map@100         | 0.6427     |

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## Training Details

### Training Hyperparameters
#### Non-Default Hyperparameters

- `eval_strategy`: steps
- `gradient_accumulation_steps`: 4
- `learning_rate`: 1e-05
- `weight_decay`: 0.01
- `num_train_epochs`: 1.0
- `warmup_ratio`: 0.1
- `load_best_model_at_end`: True

#### All Hyperparameters
<details><summary>Click to expand</summary>

- `overwrite_output_dir`: False
- `do_predict`: False
- `eval_strategy`: steps
- `prediction_loss_only`: True
- `per_device_train_batch_size`: 8
- `per_device_eval_batch_size`: 8
- `per_gpu_train_batch_size`: None
- `per_gpu_eval_batch_size`: None
- `gradient_accumulation_steps`: 4
- `eval_accumulation_steps`: None
- `learning_rate`: 1e-05
- `weight_decay`: 0.01
- `adam_beta1`: 0.9
- `adam_beta2`: 0.999
- `adam_epsilon`: 1e-08
- `max_grad_norm`: 1.0
- `num_train_epochs`: 1.0
- `max_steps`: -1
- `lr_scheduler_type`: linear
- `lr_scheduler_kwargs`: {}
- `warmup_ratio`: 0.1
- `warmup_steps`: 0
- `log_level`: passive
- `log_level_replica`: warning
- `log_on_each_node`: True
- `logging_nan_inf_filter`: True
- `save_safetensors`: True
- `save_on_each_node`: False
- `save_only_model`: False
- `restore_callback_states_from_checkpoint`: False
- `no_cuda`: False
- `use_cpu`: False
- `use_mps_device`: False
- `seed`: 42
- `data_seed`: None
- `jit_mode_eval`: False
- `use_ipex`: False
- `bf16`: False
- `fp16`: False
- `fp16_opt_level`: O1
- `half_precision_backend`: auto
- `bf16_full_eval`: False
- `fp16_full_eval`: False
- `tf32`: None
- `local_rank`: 0
- `ddp_backend`: None
- `tpu_num_cores`: None
- `tpu_metrics_debug`: False
- `debug`: []
- `dataloader_drop_last`: False
- `dataloader_num_workers`: 0
- `dataloader_prefetch_factor`: None
- `past_index`: -1
- `disable_tqdm`: False
- `remove_unused_columns`: True
- `label_names`: None
- `load_best_model_at_end`: True
- `ignore_data_skip`: False
- `fsdp`: []
- `fsdp_min_num_params`: 0
- `fsdp_config`: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False}
- `fsdp_transformer_layer_cls_to_wrap`: None
- `accelerator_config`: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None}
- `deepspeed`: None
- `label_smoothing_factor`: 0.0
- `optim`: adamw_torch
- `optim_args`: None
- `adafactor`: False
- `group_by_length`: False
- `length_column_name`: length
- `ddp_find_unused_parameters`: None
- `ddp_bucket_cap_mb`: None
- `ddp_broadcast_buffers`: False
- `dataloader_pin_memory`: True
- `dataloader_persistent_workers`: False
- `skip_memory_metrics`: True
- `use_legacy_prediction_loop`: False
- `push_to_hub`: False
- `resume_from_checkpoint`: None
- `hub_model_id`: None
- `hub_strategy`: every_save
- `hub_private_repo`: False
- `hub_always_push`: False
- `gradient_checkpointing`: False
- `gradient_checkpointing_kwargs`: None
- `include_inputs_for_metrics`: False
- `eval_do_concat_batches`: True
- `fp16_backend`: auto
- `push_to_hub_model_id`: None
- `push_to_hub_organization`: None
- `mp_parameters`: 
- `auto_find_batch_size`: False
- `full_determinism`: False
- `torchdynamo`: None
- `ray_scope`: last
- `ddp_timeout`: 1800
- `torch_compile`: False
- `torch_compile_backend`: None
- `torch_compile_mode`: None
- `dispatch_batches`: None
- `split_batches`: None
- `include_tokens_per_second`: False
- `include_num_input_tokens_seen`: False
- `neftune_noise_alpha`: None
- `optim_target_modules`: None
- `batch_eval_metrics`: False
- `batch_sampler`: batch_sampler
- `multi_dataset_batch_sampler`: proportional

</details>

### Training Logs
| Epoch     | Step   | Training Loss | loss      | val_evaluator_cosine_map@100 |
|:---------:|:------:|:-------------:|:---------:|:----------------------------:|
| **0.531** | **15** | **0.4597**    | **0.085** | **0.6427**                   |
| 0.9912    | 28     | -             | 0.0850    | 0.6427                       |

* The bold row denotes the saved checkpoint.

### Framework Versions
- Python: 3.10.14
- Sentence Transformers: 3.0.1
- Transformers: 4.41.1
- PyTorch: 2.3.0+cu121
- Accelerate: 0.27.2
- Datasets: 2.19.1
- Tokenizers: 0.19.1

## Citation

### BibTeX

#### Sentence Transformers
```bibtex
@inproceedings{reimers-2019-sentence-bert,
    title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks",
    author = "Reimers, Nils and Gurevych, Iryna",
    booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing",
    month = "11",
    year = "2019",
    publisher = "Association for Computational Linguistics",
    url = "https://arxiv.org/abs/1908.10084",
}
```

#### GISTEmbedLoss
```bibtex
@misc{solatorio2024gistembed,
    title={GISTEmbed: Guided In-sample Selection of Training Negatives for Text Embedding Fine-tuning}, 
    author={Aivin V. Solatorio},
    year={2024},
    eprint={2402.16829},
    archivePrefix={arXiv},
    primaryClass={cs.LG}
}
```

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